Credit Cards

[720ismygoal]

Hello all,

I just applied for a bank of america credit card and got the "further processing is needed." Any idea on whether i was approved or not? i would say that i got denied. just wanted everyones opinion.

Thanks.

[Epcot]

You could always try calling and checking the app status. I think the number is 877-721-9405. If not approved you can try a recon, the number should be in the backdoor  numbers thread. They could just need to verify some information. Keep us posted!

[maiden_girl]

"Further processing needed" doesn't always mean a denial. Call the app status number for bofa and it will usually have more updated info. Good luck!

[logan_720]

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maiden_girl wrote:

"Further processing needed" doesn't always mean a denial. Call the app status number for bofa and it will usually have more updated info. Good luck!

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True that. I received that message when apping for the BofA Priveliges with Travel Rewards. I only knew I got it becuase I signed into my online account. I also received that same message when applying for my Chase Freedom card. I received an email like two weeks later congratualing me on the approval. I would call right away.

[maiden_girl]

I got the same message when I apped for Chase Amazon. It was approved the next day.

[migliogiorni]

I was given the same thing and called the next day to verify some info and was approved, not necessarily a denial, GL.

[CS800]

When I applied for the Privileges card, I got the same message, called and was approved within 5 minutes.

They probably just need to etiehr review your credit file further, or they need some additional info from you.

[resilient]

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720ismygoal wrote:

Hello all,

I just applied for a bank of america credit card and got the "further processing is needed." Any idea on whether i was approved or not? i would say that i got denied. just wanted everyones opinion.

Thanks.

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 So what was the outcome? Good, I hope!

PenFed Platinum Rewards Visa-$12k / US Bank Platinum Rewards Visa-$5k / Chase Freedom Visa-$5k / Chase Military Star MasterCard-$5k / TIC FCU Visa Gold-$5k / Chrysler MasterCard(FNBO)-$4.1k / Wyndham Rewards Platinum Visa-$2.5k / Service CU Platinum Visa-$10k / Bank of America Cash Rewards-$10k (all 9/2012, garden time!)

[Cadillac-XTS]

+1

[720ismygoal]

Denied! It's ok, i'm happy with my Discover. Next year i'll try Amex instead.