BOOM... Bank of American I might have to love you again!!!

[Creditaddict]

My partner has been getting offers since last year and I have had one in our desk from one of the first ones with 15 months 0% and then 12.99% (All offers he has been getting since Jan-Feb. have been 14.99-16.99 range).  Anyway with his Discover about to cut first statement and with this offer just over a week away from expiring, I told him it was time to take it since some of the latest issues with Citi and a flat denial through US Bank.  I was prepared to have to call and do a double HP to get appproval but upon about a breathless 40 seconds after he hit submit, page pops up and I'm trying to read super fast for outcome and...

CONGRATULATIONS... You have been APPROVED for $15,000!!!

I didn't know Bank of America did Instant anymore!

[roshan21]

Congrats!!!!!!

[SpecFile]

Nice!!! Congrats!

[Rhaeny]

Wow!! That was a nice surprise!

Congrats!

[Chris123nTx]

Thats awesome. I have my checking abd mortgage with boa, but years ago they declined me for a card ( my credit did suck back then but still ). They always push the card at me now, but guess i never got over the way the credit analyst tolked to me back then.

[Creditaddict]

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@Chris123nTx wrote:
Thats awesome. I have my checking abd mortgage with boa, but years ago they declined me for a card ( my credit did suck back then but still ). They always push the card at me now, but guess i never got over the way the credit analyst tolked to me back then.

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That's how I personally feel after I did unsecured for 11 months before unsecuring when others on here did 9 and i had $1k then to $1500 unsecured up till about 18 months pushing over $1k month and always pif and they closed suddenly... "senior" analyst was not nice and would not consider opening again...

[CS800]

Congrats !! which card did you get?

[09Lexie]

+1

[Creditaddict]

Cash 1.2.3?
How does Bank of America feel about 2 apps in a day for personal or 1 personal, 1 business app in a day?

[boomhower]

Not bad terms at all.  What card did you get?  I still can't imagine what turn of events would have to occur for me to get a BOA CC.