BR VISA CLI!

youngandcreditwrthy · ‎08-16-2012

I just called the backdoor number again and got an increase from $3k to $7k. WOW...

so I'm not going to be calling them for a while.... I don't want to 'raise any red flags' as the saying goes.

It was a SP.. I'm STAYING in the garden.

laboi_22 · ‎07-07-2011

So awesome!! Congrats! Was this after your last CLI 4 statement cuts ago? or did you just randomly decide to call despite time frames? I just got an increase on my Gap Visa but would love to get a bit higher. I had an auto CLI recently wondering if it would be worth calling underwriting department/backdoor number?

Current Scores: EX - 728 FICO (5/11/13) TU - 774 FICO (5/16/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000

MsLadyRover · ‎03-14-2012

Nice increase! Congrats!

Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
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youngandcreditwrthy · ‎08-16-2012

Thanks!!!!:-)
Well, the time frames varied since last CLI, but they were all at least 4mos in. I think it was like eight months for the BR Visa, but I got denied for a CLI on it like four times before I called the UW. Haha.

It was just too easy!
It's even worse since my bal with BR Visa is $0.... Haha now I'll have to charge a little something just to get it to report the new high limit ;-)

laboi, i'd call them!

Shogun · ‎04-15-2011

Very nice! Congrats!

Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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BR VISA CLI!

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