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Senior Contributor
youngandcreditwrthy
Posts: 6,232
Registered: ‎08-16-2012
0

BR VISA CLI!

I just called the backdoor number again and got an increase from $3k to $7k. WOW...

so I'm not going to be calling them for a while.... I don't want to 'raise any red flags' as the saying goes.

 

It was a SP.. I'm STAYING in the garden.

 

 

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
laboi_22
Posts: 634
Registered: ‎07-07-2011
0

Re: BR VISA CLI!

So awesome!! Congrats! Was this after your last CLI 4 statement cuts ago? or did you just randomly decide to call despite time frames? I just got an increase on my Gap Visa but would love to get a bit higher. I had an auto CLI recently wondering if it would be worth calling underwriting department/backdoor number?

Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Valued Contributor
MsLadyRover
Posts: 2,816
Registered: ‎03-14-2012
0

Re: BR VISA CLI!

Nice increase! Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Senior Contributor
youngandcreditwrthy
Posts: 6,232
Registered: ‎08-16-2012
0

Re: BR VISA CLI!

Thanks!!!!:-)
Well, the time frames varied since last CLI, but they were all at least 4mos in. I think it was like eight months for the BR Visa, but I got denied for a CLI on it like four times before I called the UW. Haha.

It was just too easy!
It's even worse since my bal with BR Visa is $0.... Haha now I'll have to charge a little something just to get it to report the new high limit ;-)

laboi, i'd call them!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: BR VISA CLI!

Very nice!  Congrats!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

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