No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
A balance transfer refers to the transfer of debt from one credit card to another. Usually the reason is to save interest.
+1 namvet.. It can be a beautiful thing
Moves money from a high interest account to a lower/zero interest promotional account. Saves you $$ if you're carrying a balance. Which you should to avoid anyway.