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BT Offer from Chase Amazon

Moderator Emeritus

BT Offer from Chase Amazon

I received an awesome BT transfer offer from chase. I can transfer and have 0% interest until August 2013. The BT fee is 1%

Anyone else receive this offer?

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 1 of 7
6 REPLIES
Regular Contributor

Re: BT Offer from Chase Amazon


webhopper wrote:
I received an awesome BT transfer offer from chase. I can transfer and have 0% interest until August 2013. The BT fee is 1%

Anyone else receive this offer?

Yep, received a similar offer on my Chase United card. 0% through November 2013 with a 2% BT fee. I have until 10/31 to decide. I'm mulling it over. The only balance I have is on my Barclay Ring card. With it's great 8% purchase rate, I'm not sure if it's worth the 2% BT fee. It probably is though.

Starting scores: Around 630 (Sep 2011)
Current FICO scores: TU ‘08 792 (Walmart) • EQ 765 • EX 771 (Amex)
Prime cards: JP Morgan Select (30K) • HHonors Reserve (30K) • Chase United MileagePlus Explorer (20K) • Chase Sapphire Preferred (20K) • Amex Hilton Honors Surpass (20K) • Amex BCP (20K) • Barclay Ring (20K) • Citi Thank You Premier MC/Visa (16K Combined) • Discover Escape (10K) • Amex SPG (5K) • Amex Premier Rewards Gold • US Bank Cash+ (5K+???)
Message 2 of 7
Moderator Emeritus

Re: BT Offer from Chase Amazon

Well; I just charged 8k on my nfcu. Doing two upstairs bathroom remodels on my duplex. It will cost 15k total... for me its a no brainer. I know I will use it; right now I'm trying to decide when would be a good time. Definately waiting tip after I close on my streamline refi. Ive got 5k in checking at the moment and we will be skipping two mortgage payments. I feel pretty comfortable to do the remodel now.

I didn't want to wait because the house is 40 yrs old and I wanted to replace the upstairs shower pan and tile as a preventative thing. I do not care to experience a leaking shower pan in my duplex.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 3 of 7
Moderator Emeritus

Re: BT Offer from Chase Amazon

Also found out my contractor will be unavailable for several months due to a double shoulder replacement. And I needed the write off for this tax year.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 4 of 7
Established Contributor

Re: BT Offer from Chase Amazon

My chase amazon doesn't even allow balance transfers. When I click the button it says no offer available and balance transfers are not avaible for this account at this time.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 5 of 7
Mega Contributor

Re: BT Offer from Chase Amazon


webhopper wrote:
I received an awesome BT transfer offer from chase. I can transfer and have 0% interest until August 2013. The BT fee is 1%

Anyone else receive this offer?

Thats a very nice offer!!

 




EQ FICO 548 3/3/16
Message 6 of 7
Highlighted
Senior Contributor

Re: BT Offer from Chase Amazon


webhopper wrote:
I received an awesome BT transfer offer from chase. I can transfer and have 0% interest until August 2013. The BT fee is 1%

Anyone else receive this offer?

Very nice offer. I've gotten them from Barclay's, but w/3% BT fee. 1% fee is really great! Maybe try for a CLI before you BT. Smiley Happy

 

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 7 of 7