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when you do a BT, can the CCC/Bank/Lender tell that you did a BT to pay them or all they see is a payment was received ?
Ok thnx, I was just wondering if they could tell it was a BT or nit.
@ScoreOrBeScored,
On your side, it will show as payment but the bank/card that the transfer was made to knows exactly where the money came from - from their side also.
in my understanding, both companies are aware. However, you're hopefully doing it to your benefit (lowering monthly payment, lowering APR, blah blah) so you shouldn't be concerned too much with the interpretation of the payment. I'm like you though, I don't want to rock the boat with any creditor...