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Frequent Contributor
Posts: 390
Registered: ‎01-11-2013
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BT a personal loan to a CC

Is it possible to transfer a high rate personal loan to a credit card?? And does Chase Slate offer decent cl usually?

Thanks

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Community Leader
Senior Contributor
Posts: 15,753
Registered: ‎12-13-2013
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Re: BT a personal loan to a CC

Yes personal loans can be paid off with a BT. Dont know about Chase dont deal with them someone should come along and help you with that.

EX Cred Sesame 03/15: 774 (+8) ; EX Fico 04 V2 06/14: 775; EX Fico 08 BC 02/15: 790 (-7)
EQ Beacon 5.0 12/14 757
TU Fico 8 03/15: 757 (+3)
Frequent Contributor
Posts: 390
Registered: ‎01-11-2013
0

Re: BT a personal loan to a CC

Great, thank you.

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Moderator
Posts: 7,418
Registered: ‎01-15-2009
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Re: BT a personal loan to a CC

My slate was an OK limit.. I just shifted limits from other Chase cards to make it what I wanted though.

Contributor
Posts: 107
Registered: ‎10-31-2013
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Re: BT a personal loan to a CC

I tried transfering my personal loan from wells fargo to a Chase slate, but Chase told me that I can not do personal loans.  Only other credit cards qualify.  So, I opened up a Citi Simplicity and transfer my personal loan over.  18 months to pay it off 0% interest free.  Discover will also allow you to do personal loan transfers.



Frequent Contributor
Posts: 390
Registered: ‎01-11-2013
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Re: BT a personal loan to a CC

I applied for the simplicity card three days ago and got the dreaded "review in process" message and haven't heard anything from them. Guessing that's not a good sign

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Frequent Contributor
Posts: 390
Registered: ‎01-11-2013
0

Re: BT a personal loan to a CC

Dang, called citi, is a negative on simplicity

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Valued Contributor
Posts: 7,300
Registered: ‎10-21-2012
0

Re: BT a personal loan to a CC


dddfresh wrote:
Dang, called citi, is a negative on simplicity

One option you may consider, if your Citi account has the current low APR promotion, you can contact them to see if they can perform an ACH direct deposit to your checking account.  Sometimes this option is available online for BT offers, other times you would need to call... YEMV.

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