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BT a personal loan to a CC

Frequent Contributor

BT a personal loan to a CC

Is it possible to transfer a high rate personal loan to a credit card?? And does Chase Slate offer decent cl usually?

Thanks

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 1 of 8
7 REPLIES
Moderator

Re: BT a personal loan to a CC

Yes personal loans can be paid off with a BT. Dont know about Chase dont deal with them someone should come along and help you with that.

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Message 2 of 8
Frequent Contributor

Re: BT a personal loan to a CC

Great, thank you.

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 3 of 8
Moderator

Re: BT a personal loan to a CC

My slate was an OK limit.. I just shifted limits from other Chase cards to make it what I wanted though.

Message 4 of 8
Contributor

Re: BT a personal loan to a CC

I tried transfering my personal loan from wells fargo to a Chase slate, but Chase told me that I can not do personal loans.  Only other credit cards qualify.  So, I opened up a Citi Simplicity and transfer my personal loan over.  18 months to pay it off 0% interest free.  Discover will also allow you to do personal loan transfers.

Message 5 of 8
Frequent Contributor

Re: BT a personal loan to a CC

I applied for the simplicity card three days ago and got the dreaded "review in process" message and haven't heard anything from them. Guessing that's not a good sign

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 6 of 8
Frequent Contributor

Re: BT a personal loan to a CC

Dang, called citi, is a negative on simplicity

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 7 of 8
Senior Contributor

Re: BT a personal loan to a CC


dddfresh wrote:
Dang, called citi, is a negative on simplicity

One option you may consider, if your Citi account has the current low APR promotion, you can contact them to see if they can perform an ACH direct deposit to your checking account.  Sometimes this option is available online for BT offers, other times you would need to call... YEMV.

Message 8 of 8