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Hey guys
What card do you think that has a 0% BT for xx months is easiest to get? For those who may not have read in earlier post, i have a clean record, fico around 720, just very high util% because of medical bills i had to pay for with my mother.
I wanted to try to apply for a 0% card for BT and see if i can take advantage of their offer but i know it will be somewhat difficult to get due to my util%.
Thanks
+1 anyone?
With a 720 (If FICO), you might be able to get a Discover.
I had 4.7K+ that I wanted to transfer from my BoA, so I applied for the BT while doing the CC application and was approved for 6K and the 18 month, 0% offer.
But Discover pulled my EQ FICO at 760. I had pulled my own FICO here at 743.
I applied after having heard that applying for a BT while the CC application might help you get a higher balance.
That's my experience.
Follow my financial journey: http://www.frugalrican.com
I got Discover More and Citi Thank You, each with balance transfers and FICOs just a touch under 700.