cancel
Showing results for 
Search instead for 
Did you mean: 

BT problems

tag
Skye12329
Valued Contributor

BT problems

So my Chase Slate processed and says completed for the BT of my Elan card. However i went and checked my Elan card and it shows the full balance still. Nothing has been paid by it from Chase. On the Chase website it says Payee Name: US Bank Consumer Card. I understand US Bank owns Elan, but could this create an issue? I called Chase and they said the funds were sent by wire transfer. What happens if the funds dont get processed to my Elan card? I did call Chase and they said it might take 2 - 3 more days, but what if after that it doesnt post? Will Chase reverse the amount? Im just so nervous and panicky. 

BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 1 of 4
3 REPLIES 3
Burned2manybridgesB4
Valued Contributor

Re: BT problems


@Skye12329 wrote:

So my Chase Slate processed and says completed for the BT of my Elan card. However i went and checked my Elan card and it shows the full balance still. Nothing has been paid by it from Chase. On the Chase website it says Payee Name: US Bank Consumer Card. I understand US Bank owns Elan, but could this create an issue? I called Chase and they said the funds were sent by wire transfer. What happens if the funds dont get processed to my Elan card? I did call Chase and they said it might take 2 - 3 more days, but what if after that it doesnt post? Will Chase reverse the amount? Im just so nervous and panicky. 


Just be prepared to make a minimum payment, if necessary.

Message 2 of 4
Anonymous
Not applicable

Re: BT problems

When I did a BT on my SW visa from chase, chase took my available credit fast but the other cards didnt get there money until 7 days later.  You should def still pay a min payment if its due on the other cards, better for them to owe you that min payment then for you to not pay and get a late fee

Message 3 of 4
tcbofade
Super Contributor

Re: BT problems

I believe that you'll be fine...give it a good ten days before you freak out.

 

If you've got a minimum payment due before that on the old card, make the minimum payment as recommended above.  You don't want a late fee.

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.