BT to Amex???

[williewonka]

Would I be asking for a FR if I BT 5k to my Amex Blue? that would be about 30%util on that account, but still less than 25% overall util. Anybody have experience?

[FretlessMayhem]

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@williewonka wrote:

Would I be asking for a FR if I BT 5k to my Amex Blue? that would be about 30%util on that account, but still less than 25% overall util. Anybody have experience?

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How long have you been an Amex cardholder?

[williewonka]

Just under a year, around 9 months.

[Creditaddict]

you should be fine if they are offering you something and that is only 30% of cl

[Anonymous]

How long will it take you to pay it off?

[fused]

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cheddar wrote:

How long will it take you to pay it off?

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This is all I want to know now.

[Anonymous]

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fused wrote:

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cheddar wrote:

How long will it take you to pay it off?

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This is all I want to know now.

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Me too.

[williewonka]

About 4 months, 5 at tops. Does that make a difference?

[Anonymous]

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williewonka wrote:

About 4 months, 5 at tops. Does that make a difference?

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That might be OK, but generally it's a good idea to pay off any balances with Amex within three months or so.