BT to NFCU

[Anonymous]

Can I write a check to myself from my CLOC and then VT to my Citi card?

[Anonymous]

@Anonymous wrote:
Can I write a check to myself from my CLOC and then VT to my Citi card?

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If you write a check to yourself from your NFCU CLOC, you cannot deposit the check into the same NFCU checking account.  You can only deposit the check into a different checking account and then you can use your Citi card for a BT.  However, I'm not sure what the point of doing that would be because Citi allows you to do a BT directly into your checking account so that's a more direct route.

Edit-are you trying to pay off a Citi card?  hard to understand from your post

[Method2Madness]

Hypothetically, if there's a zero balance in your NFCU checking account you could just write a check straight to Citi and it will pull from the CLOC. I've never tried it though.

[Anonymous]

Both have a $0 balance. I want to write a check from my LOC and deposit it to a non NFCU card, then Move it to Citi.
The only option to BT Citi says card to card, not BT to bank?

[Method2Madness]

Theroetically, that should work. Not saying it's necessarily a good idea, but it *should* work.

But if you're going to go this route, why not just write a check directly to Citi and skip the middle man (card)?

[MyDataMyChoice]

Ask for CLOC checks...

[Anonymous]

I was told by Navy Federal that the transfer would not be complete until Tuesday or Wednesday. I just want to write a check for myself from Navy Federal and that your line of credit for around four or $5000, then within three days I want to balance transfer it to my card from Citi that is 0% for six months!

[Anonymous]

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@Anonymouswrote:
I was told by Navy Federal that the transfer would not be complete until Tuesday or Wednesday. I just want to write a check for myself from Navy Federal and that your line of credit for around four or $5000, then within three days I want to balance transfer it to my card from Citi that is 0% for six months!

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And deposit the NFCU CLOC check where?  It can’t be to your NFCU account. Not likely that any BT from Citi to NFCU will be processed in 3 days.  More like 10-14 days or longer.  BTs just don’t happen that fast.  Remember you are going to accrue interest on the CLOC check right away. 

[Anonymous]

Do you have a Navy credit card?

You can balance transfer a cash advance from it into your Navy savings or checking, then BT the Navy CC to Citi @ 0%.

[Anonymous]

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@Anonymouswrote:

Do you have a Navy credit card?

@Anonymous can balance transfer a cash advance from it into your Navy savings or checking, then BT the Navy CC to Citi @ 0%.

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Huh?  OP is talking about the CLOC, not a CC.  You can’t just transfer money from the CLOC to your checking or savings