04-03-2009 07:53 AM
04-03-2009 10:04 AM
04-03-2009 10:19 AM
That's pretty good, max. - congrats. Although FP is a bottom-feeder, they do provide a valuable service to a certain group of folks.
Now - as soon as you can - get rid of the other one.
04-03-2009 10:22 AM
However, it is certainly nice to be rid of the bottom of the barrel cards and not have to pay those fees anymore. Congrats for movin' on up!
This morning, I closed my Hooters card. I am grateful for what the card provided me back when I was rebuilding, but after no CLIs and a high APR, it simply wasn't worth another annual fee.
I only used it twice in public. Once at my doctor's office (receptionist looked at it like it was the plague) and at a restaurant/bar (bartender thought it was the coolest thing ever).
04-04-2009 10:02 AM
congrats! it always feels great to 'graduate' to the next level and it never seems to hurt to move on from the fee furious cards
at the point i needed to build i was unwilling and unable to pay extraneous cc fees. i ended up with a no fee capital one 400 CL and then from there waited until i qualified for better cards. the secured to unsecured CU route to re/building is a worthy alternative to FP et al.
good to hear that they are not necessarily doing anything that they haven't made clear in the disclosures.
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