Reply
Regular Contributor
codesingh
Posts: 245
Registered: ‎12-27-2012

Back with Amex - Auto Backdated without effort

Hallellujah...Back with Amex...What a great end of the week.

Detalis/History

 

--Burned Amex in early 2000s...Amex charged off after SOL.

--Paid off: Apped on the same day, status showed "in progress"

--Called in the next minute, bam! Approved!

--Got email confirmation Approval 4 days later...got Card in the mail same day!

--Member since date 2013 on cad. Activated online, member since shows as desired(backdated) online.

--Called for discrepancy online vs card, rep said on their system member since date is already backdated.

--Rep said to call after few days and they will ship a new card with backdated card.

 

What a relief!

 

Great to be in the groove! Thanks to all of the members on this blog. I have been in Garden and will remain in it. I will start closing other cards.

Thank you thank you thank you!

 

~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board.
Established Contributor
shakalaka
Posts: 547
Registered: ‎09-10-2012

Re: Back with Amex - Auto Backdated without effort

Congrats and welcome to the family. They are nice "parents" :smileyvery-happy: Just did my 61 day 3xCLI ...


Amex Platinum (NPSL) | Amex BCE (33,400) | Chase Sapphire Preferred (17,400) | Discover IT (12,700) | Chase Freedom (4,800) | Walmart (4,500) | CapOne (1,500) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 748 (4/30) EQ 730 (4/26) EX 748 (12/5)

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Back with Amex - Auto Backdated without effort


codesingh wrote:

Hallellujah...Back with Amex...What a great end of the week.

Detalis/History

 

--Burned Amex in early 2000s...Amex charged off after SOL.

--Paid off: Apped on the same day, status showed "in progress"

--Called in the next minute, bam! Approved!

--Got email confirmation Approval 4 days later...got Card in the mail same day!

--Member since date 2013 on cad. Activated online, member since shows as desired(backdated) online.

--Called for discrepancy online vs card, rep said on their system member since date is already backdated.

--Rep said to call after few days and they will ship a new card with backdated card.

 

What a relief!

 

Great to be in the groove! Thanks to all of the members on this blog. I have been in Garden and will remain in it. I will start closing other cards.

Thank you thank you thank you!

 


CONGRATS!!!!

 

Which card did you get?




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
codesingh
Posts: 245
Registered: ‎12-27-2012

Re: Back with Amex - Auto Backdated without effort


LS2982 wrote:

codesingh wrote:

Hallellujah...Back with Amex...What a great end of the week.

Detalis/History

 

--Burned Amex in early 2000s...Amex charged off after SOL.

--Paid off: Apped on the same day, status showed "in progress"

--Called in the next minute, bam! Approved!

--Got email confirmation Approval 4 days later...got Card in the mail same day!

--Member since date 2013 on cad. Activated online, member since shows as desired(backdated) online.

--Called for discrepancy online vs card, rep said on their system member since date is already backdated.

--Rep said to call after few days and they will ship a new card with backdated card.

 

What a relief!

 

Great to be in the groove! Thanks to all of the members on this blog. I have been in Garden and will remain in it. I will start closing other cards.

Thank you thank you thank you!

 


CONGRATS!!!!

 

Which card did you get?


Thanks LS2982. BCE.

~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board.
Regular Contributor
codesingh
Posts: 245
Registered: ‎12-27-2012

Re: Back with Amex - Auto Backdated without effort


shakalaka wrote:

Congrats and welcome to the family. They are nice "parents" :smileyvery-happy: Just did my 61 day 3xCLI ...


Thanks and Congrats to you shakalaka! way to go...parents...? LOL...right on right on...how many card do you have with them?

~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board.
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010

Re: Back with Amex - Auto Backdated without effort

That's wonderful -- welcome back! :smileyvery-happy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Regular Contributor
Bay_Area_Joe
Posts: 243
Registered: ‎10-05-2012

Re: Back with Amex - Auto Backdated without effort

Very glad to hear you were successful.

 

I know it took you some time and now you can reap the benefits of backdating.

 

Be nice to them and grow and grow..

 

J

$ 197,650 IN TOTAL CREDIT LINES.
MyFICO EQ 777 on 9/3/13 , MyFICO TU 787 on 9/3/13, MyFico EX Score 771 on 8/27/13
Pen Fed Visa 19k, Pen Fed LOC 20k, Citi Hilton Honors 15k, Chase Sapphire Preferred 19.9k, Citi MC Diamond Preferred 12.2k, Chase Marriott PR Sig Visa 12k, Chase Priority 5k, Sams Discover 20k, Amex Hilton Surpass 2k, BofA Hawaii 5k
Discover More 16.25k, Chase Southwest Visa 3.5k, Wells Fargo LOC 10k,
B of A Visa 20k, Wells Plat Visa 6.7k RC Willey 5k Discover IT 4k AMEX TE 2k
Regular Contributor
codesingh
Posts: 245
Registered: ‎12-27-2012

Re: Back with Amex - Auto Backdated without effort

Thanks...it is like some sort of achievement...karma...I wasn't eligible for anything for so many years. I didn't go and try to either. Lived on cash and waited. I feel more disciplined and mature now. It teaches you "Karma" indeed. Feels more worth after paying what I owed in cash and in full. This has tought me "responsibility". Good thing I stumbled upon this site.

 

Hey look I am a "contributor" now. Thanks to whosoever promoted me here...lol.

~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board.
Regular Contributor
codesingh
Posts: 245
Registered: ‎12-27-2012

Re: Back with Amex - Auto Backdated without effort


Bay_Area_Joe wrote:

Very glad to hear you were successful.

 

I know it took you some time and now you can reap the benefits of backdating.

 

Be nice to them and grow and grow..

 

J


Joe...you have been elemental in this success...meant to write you in pm and thank you!

I read and followed all of yoru contributions here. I will grow with Amex...some sort of inspiration.

Thank you Joe!

~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board.
Established Contributor
shakalaka
Posts: 547
Registered: ‎09-10-2012

Re: Back with Amex - Auto Backdated without effort

3, but soon 2 once the zync has no more rewards ...

Amex Platinum (NPSL) | Amex BCE (33,400) | Chase Sapphire Preferred (17,400) | Discover IT (12,700) | Chase Freedom (4,800) | Walmart (4,500) | CapOne (1,500) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 748 (4/30) EQ 730 (4/26) EX 748 (12/5)


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+