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Backdating Date is Incorrect

Valued Contributor

Re: Backdating Date is Incorrect


onthemove wrote:

@discernment please let us know when you get your card backdated to '81.


I got an e-mail from Amex today thanking me for setting up my online account, blah, blah, blah.... so, I went online just to look at the online account page and -- there it was -- Member Since 1981. Smiley LOL  

 

I will report back when the dust settles on all our new accounts hitting our CRs and let you know what kind of FICOs we wind up with in the end.  I'm anxious to see how all the new accounts hurt our AAofA (and FICOs), and, if the Amex backdating will help balance everything out. 



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
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Super Contributor

Re: Backdating Date is Incorrect


discernment wrote:

onthemove wrote:

@discernment please let us know when you get your card backdated to '81.


I got an e-mail from Amex today thanking me for setting up my online account, blah, blah, blah.... so, I went online just to look at the online account page and -- there it was -- Member Since 1981. Smiley LOL  

 

I will report back when the dust settles on all our new accounts hitting our CRs and let you know what kind of FICOs we wind up with in the end.  I'm anxious to see how all the new accounts hurt our AAofA (and FICOs), and, if the Amex backdating will help balance everything out. 


Wow that's fantastic !!  Congrats on the Über backdating !!  

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Contributor

Re: Backdating Date is Incorrect

@discernment Congrats! Im so happy for you! Can't wait until "the dust settles" so you can share the information. To me, its like waiting for Christmas!

New Contributor

Re: Backdating Date is Incorrect

Authorized Users can be backdated to the date they were first made an Authorized User.

 

In 1989 I was added as an AU to my father's account and had a Gold Card that said Member Since 1989 (not my father's Member Since date which was in the 1970s). This account was closed in 1994.

 

In 2006, we got the AMEX business card and mine said Member Since 89 (still an AU)

 

I just app'ed and was approved for the Platinum card, my first as a primary card holder, and the Member Since date says 1989.  Note that I made sure to point this out when I applied by phone.  I now have the account aged to when I was 15 years old, so this my new oldest account at 23 years old!

 

It can be done

AMEX Platinum - NPSL (Approved for $75,000.00)
AMEX Gold Business - NPSL
Chase Sapphire Preferred ($22,500.00)
Bank of America Cash Rewards ($5,000.00) - Sock Drawer
Discover ($4,500.00) - Sock Drawer
Capital One Venture ($7,500) - Sock Drawer
Moderator Emeritus

Re: Backdating Date is Incorrect


pizzadude wrote:

discernment wrote:

onthemove wrote:

@discernment please let us know when you get your card backdated to '81.


I got an e-mail from Amex today thanking me for setting up my online account, blah, blah, blah.... so, I went online just to look at the online account page and -- there it was -- Member Since 1981. Smiley LOL  

 

I will report back when the dust settles on all our new accounts hitting our CRs and let you know what kind of FICOs we wind up with in the end.  I'm anxious to see how all the new accounts hurt our AAofA (and FICOs), and, if the Amex backdating will help balance everything out. 


Wow that's fantastic !!  Congrats on the Über backdating !!  


+1


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
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Valued Contributor

Re: Backdating Date is Incorrect


tinuviel wrote:

pizzadude wrote:

discernment wrote:

onthemove wrote:

@discernment please let us know when you get your card backdated to '81.


I got an e-mail from Amex today thanking me for setting up my online account, blah, blah, blah.... so, I went online just to look at the online account page and -- there it was -- Member Since 1981. Smiley LOL  

 

I will report back when the dust settles on all our new accounts hitting our CRs and let you know what kind of FICOs we wind up with in the end.  I'm anxious to see how all the new accounts hurt our AAofA (and FICOs), and, if the Amex backdating will help balance everything out. 


Wow that's fantastic !!  Congrats on the Über backdating !!  


+1


+2 - I was lucky enough to get my accounts back-dated to 1979 when I got my first green card. Like you it took some work but it got done. I had a really old receipt and for me, that is all that it took.

 

Congrats!

Ray

** Every Card has a Job, and Every Card does its Job **