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Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
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Backdoor Number Success With Orchard!

I was just looking at the one of the Backdoor number threads so i called on for HSBC received a $100 CLI i was just denied a CLI a month ago from the number on the back of my card. i also received a CLI back in July for $100. I started out with $300 Dec 07 now i'm at $500 i was hoping for more but i will take the $100 i was told i would be charge a 10 Dollar fee for the CLI next month.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Valued Contributor
jmbfl
Posts: 1,185
Registered: ‎03-04-2008
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Re: Backdoor Number Success With Orchard!



mjbfan79 wrote:
I was just looking at the one of the Backdoor number threads so i called on for HSBC received a $100 CLI i was just denied a CLI a month ago from the number on the back of my card. i also received a CLI back in July for $100. I started out with $300 Dec 07 now i'm at $500 i was hoping for more but i will take the $100 i was told i would be charge a 10 Dollar fee for the CLI next month.

Good for you!
Valued Contributor
jmbfl
Posts: 1,185
Registered: ‎03-04-2008
0

Re: Backdoor Number Success With Orchard!

That said I strenuously object to the practice of charging a fee for a CLI. This is a time worn Providian practice. First they would sell you a CLI - then, after you used your credit they would ratejack you. I just don't like it - they should either give it to you or not, but not charge you for the honor. Only sub-prime cards attempt to do this. The others know there would be a open revolt if they tried it.
Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
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Re: Backdoor Number Success With Orchard!

Well i didn't like being charge a fee for a CLI but this all will be changing in the next few years when i apply for that Discover card an i will get approved.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Valued Contributor
jmbfl
Posts: 1,185
Registered: ‎03-04-2008
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Re: Backdoor Number Success With Orchard!



mjbfan79 wrote:
Well i didn't like being charge a fee for a CLI but this all will be changing in the next few years when i apply for that Discover card an i will get approved.


Hopefully when you app for Discover they won't send you packing right back to HSBC for their co-branded Discover card. If they do you won't have any say-so in the matter.
Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
0

Re: Backdoor Number Success With Orchard!



jmbfl wrote:
Hopefully when you app for Discover they won't send you packing right back to HSBC for their co-branded Discover card. If they do you won't have any say-so in the matter.



Did you see my HSBC thread it's a rap with me an them.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge

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