03-14-2009 10:53 PM
03-15-2009 07:23 AM - edited 03-15-2009 07:25 AM
03-15-2009 07:29 AM - edited 03-15-2009 07:46 AM
not sure if they have a BD number why did they close your account?
ScrapEX you will still keep the age of the acct. for about ten years after closure. also, you seem to be in a good position having been approved for other cards to make up for the lost CL. have you considered a CU? unfortunately i think it is relatively uncommon for an account closed by issuer to be summarily reopened. it can't hurt to ask...but your new accounts can replace their tradeline. i know they've been popular but nothing about them that i am aware of makes them so much better than any other issuer, it's their loss really with you being a good customer for all these years. i say hunker down with your new issuers (try a CU sometime down the road if you haven't yet, since they do not typically misbehave like this with frequency)
try to pay the closed account to zero ASAP so the outstanding balance doesn't impact your score.
03-15-2009 07:36 AM - edited 03-15-2009 07:38 AM
03-15-2009 11:14 PM
If you call the number on the back of your card, the CSR will transfer you to credit department.
Granted my card was CLD before I even got it and then at 6 months when I asked for a CLI I got a CLD (but in there defense a bad mortgage showed back up on my credit report, credit said once I got that back off they would give me my cl back plus the increase I had been asking for)
They have always been super nice when I call and if you happen to shop with them, they are EXCELLENT with any order issues, returns, etc.
I would have to say, they are on the top of my list right now until BofA graduates, then we will see.
03-16-2009 02:43 PM
03-16-2009 03:11 PM
i hear ya, just keep in mind that you can get that CL and higher elsewhere
discover more for example pays 5% cashback at cabella's whereas you received 3%
i hope you get it back since you like and want it, just pointing out that you may find as good or better if they don't comply with your request to reopen. GL!
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