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Backdoor Numbers Success

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stengiz
Regular Contributor

Re: Backdoor Numbers Success

can you pm me that backdoor number please?

last app July 13 2016
Message 11 of 22
SunriseEarth
Moderator Emeritus

Re: Backdoor Numbers Success


@ttech1080 wrote:

Just an FYI I had applied for a Chase Freedom Credit card.  I was approved online this last Friday at $3500, they told me they pulled Equifax which for me according to score watch through myFICO is a 688.  I called today just for the fun of it to the backdoor number listed that i just heard about today.  They put in a request for a credit increase and I went from $3500 to $4300.  It was an additional hard pull which I was warned about several times but it was completely painless and easy to do.


Congrats!

 

I'm not sure if I would have used an HP for an $800 CLI, but then again, I don't know your UTIL strategy.  I'm glad it was a success for you!



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 12 of 22
Anonymous
Not applicable

Re: Backdoor Numbers Success

I think I posted on the wrong forum, rookie mistake Smiley Wink

Congrats on your CLI!

Message 13 of 22
-Wade-
Valued Contributor

Re: Backdoor Numbers Success


@ttech1080 wrote:

Just an FYI I had applied for a Chase Freedom Credit card.  I was approved online this last Friday at $3500, they told me they pulled Equifax which for me according to score watch through myFICO is a 688.  I called today just for the fun of it to the backdoor number listed that i just heard about today.  They put in a request for a credit increase and I went from $3500 to $4300.  It was an additional hard pull which I was warned about several times but it was completely painless and easy to do.


Congrats on your success Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 14 of 22
Kenny
Moderator Emeritus

Re: Backdoor Numbers Success


@ttech1080 wrote:

Just an FYI I had applied for a Chase Freedom Credit card.  I was approved online this last Friday at $3500, they told me they pulled Equifax which for me according to score watch through myFICO is a 688.  I called today just for the fun of it to the backdoor number listed that i just heard about today.  They put in a request for a credit increase and I went from $3500 to $4300.  It was an additional hard pull which I was warned about several times but it was completely painless and easy to do.


Congratulations on your CLI! Smiley Happy Thanks for sharing.

Message 15 of 22
alvon123
Super Contributor

Re: Backdoor Numbers Success

congrats


Message 16 of 22
coldnmn
Mega Contributor

Re: Backdoor Numbers Success

An old approval post from 3/2014

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 17 of 22
Anonymous
Not applicable

Re: Backdoor Numbers Success

Chase Freedom approved me for $500 with TransUnion and in Texas today. (7/24/14). I have a thin file of secured card from 2013 & One month old $300 CL Kohls card.

Couldn't approve me for any higher. didnt bother about it either. Was happy to be approved. asked me why i dont have any other Tradelines, how long i have been in US and why do you have a need for a credit card?

Have these answers ready per your situation if you recon Chase freedom with a thin file. No derogatories at all

Dont know my score with TU yet, but will let you know soon

 

also approved for $300 CL Capital One Platinum & $400 Shell Gas Card (not m/c visa) & $300 Credit One visa platinum

EQ on Freeze, EX with 5 July 2014 inquiries, TU with 2 in july.

 

Seems to me like upto $500 is about the best i m going to do until the next 6 mos so will not be applying anymore.

Look forward to applying in six months for

AMEX BCE

Bank Of America AmeriCard

Discover It

CitiAdvantage

Barclays Rewards
Chevron MasterCard

Bill me Later Paypal

Sams Club MasterCard

 

 

Message 18 of 22
Tony275
Valued Contributor

Re: Backdoor Numbers Success

Congrats!!

Starting Score: (June 2014) TU08: 663 | EQ04: 640 | EX08: 685
Current Score: TU08: 757 | EQ04/08: 757/758 | EX08: 761
Goal Score: 800 across the board

Total Credit Line - $186,050 | Utilization - 16.8%
Message 19 of 22
Anonymous
Not applicable

Re: Backdoor Numbers Success

Congrats!!

Message 20 of 22
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