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Regular Contributor
IECredit
Posts: 208
Registered: ‎07-15-2012

Backdoor # to Orchard?

I noticed on the back door page that people left comments about calling the backdoor # for Orchard reguarding a CLI but i dont see a number posted. Is there still a backdoor # and if so does anyone have it? ive had there card for 5 years and have always paid on time and always denied a CLI when i requested it a few times.

Current Score:TU 717(Walmart 1/9/14) / EQ 766(DCU Monthly 1/28/14) EX Fico 723(MyFico 9/15/13)
Goal Score: All above 800
Wallet: DCU Plat. $10,000 | Logix 10,000 | Chase Freedom $1,000 | Discover $3,600 | WalMart $3,500 | Paypal MC $4,000 | Cap 1 QuickSliver $6,000 | Barclay NFL $3,400 | Best Buy $1,000 | Cap 1 Venture $4,000 | IN THE GARDEN(5/6/13)
10 Accounts $46,500 Revolving
Established Contributor
corymcd88
Posts: 809
Registered: ‎12-12-2011

Re: Backdoor # to Orchard?


IECredit wrote:

I noticed on the back door page that people left comments about calling the backdoor # for Orchard regarding a CLI but I dont see a number posted. Is there still a backdoor # and if so does anyone have it? ive had there card for 5 years and have always paid on time and always denied a CLI when I requested it a few times.


I have gotten a CLI every 6 mounts, I use it and always PIF each mouth and always been granted a CLI. A friend has the same card and he nerver PIF and only pays min each mouth and nerver got a CLI. I have had mine since June 2011 and him since Oct 2011. I have gotten two CLI from 320 to 470 to 620 and my friend it still at 320. My friend it close to his limit too.

 

Walmart / SYNCB - 3,300/6,000, JCP MasterCard / SYNCB - 1,000, Dillard's / SYNCB - 3,000, Amazon / SYNCB - 1,500, Chevron / SYNCB - 1,000, Belk / SYNCB - 3,000, Aeromexico Visa / US Bank - 300, Capital One - 500/1,700, Bank Of America 123 Cash Back - 2,500, Wells Fargo - 300, AMEX ZYNC - NPSL, AMEX Gold Card - NPSL, AMEX Hilton HHonours - 2,000, USAA AMEX - 250, PenFed Platinum Rewards Visa Signature - 23,400.
Regular Contributor
IECredit
Posts: 208
Registered: ‎07-15-2012

Re: Backdoor # to Orchard?

My Credit Utilization with Orchard is about 50%  due to such a low limit (250/500 limit)   I'm going to pay it down to 50$ and give it another shot.  I hope I can find a backdoor # because the customer service rep's always say the same ol same ol.

Current Score:TU 717(Walmart 1/9/14) / EQ 766(DCU Monthly 1/28/14) EX Fico 723(MyFico 9/15/13)
Goal Score: All above 800
Wallet: DCU Plat. $10,000 | Logix 10,000 | Chase Freedom $1,000 | Discover $3,600 | WalMart $3,500 | Paypal MC $4,000 | Cap 1 QuickSliver $6,000 | Barclay NFL $3,400 | Best Buy $1,000 | Cap 1 Venture $4,000 | IN THE GARDEN(5/6/13)
10 Accounts $46,500 Revolving
Established Contributor
corymcd88
Posts: 809
Registered: ‎12-12-2011

Re: Backdoor # to Orchard?


IECredit wrote:

My Credit Utilization with Orchard is about 50%  due to such a low limit (250/500 limit)   I'm going to pay it down to 50$ and give it another shot.  I hope I can find a backdoor # because the customer service rep's always say the same ol same ol.


Use the HSBC Credit number in backdoor numbers. It has worked for me. Good luck.

 

Walmart / SYNCB - 3,300/6,000, JCP MasterCard / SYNCB - 1,000, Dillard's / SYNCB - 3,000, Amazon / SYNCB - 1,500, Chevron / SYNCB - 1,000, Belk / SYNCB - 3,000, Aeromexico Visa / US Bank - 300, Capital One - 500/1,700, Bank Of America 123 Cash Back - 2,500, Wells Fargo - 300, AMEX ZYNC - NPSL, AMEX Gold Card - NPSL, AMEX Hilton HHonours - 2,000, USAA AMEX - 250, PenFed Platinum Rewards Visa Signature - 23,400.
New Contributor
HiHiHiHiHiHi
Posts: 63
Registered: ‎07-21-2012

Re: Backdoor # to Orchard?

It think you should use the Capital One backdoor numbers because CapOne bought HSBC's credit cards.

Scores: EQ-798 EX-802 TU-786

CC: |Amex PRG - NPSL| |Citi Simplicity - 22.6K| |CapOne No Hassle Rewards - 20K| |Chase Freedom 17.5K| |CSP 15K| |Discover IT - 7.8K| |Discover More - 6.1K| |GE PC Richard - 4.5K| |Amex Delta Gold - 3.5K| |Citi Goodyear - 2.5K| |CapOne Kohls - 1.5K| |GAP - 1.5K| |Macy's Amex - 1K| |Ann Taylor - 0.5K| |NY&C - 0.5K|
Contributor
RonDawg
Posts: 322
Registered: ‎10-19-2012

Re: Backdoor # to Orchard?


IECredit wrote:

I noticed on the back door page that people left comments about calling the backdoor # for Orchard reguarding a CLI but i dont see a number posted. Is there still a backdoor # and if so does anyone have it? ive had there card for 5 years and have always paid on time and always denied a CLI when i requested it a few times.


Orchards really has a back door number?

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Valued Contributor
beb86
Posts: 1,117
Registered: ‎10-31-2011

Re: Backdoor # to Orchard?


HiHiHiHiHiHi wrote:

It think you should use the Capital One backdoor numbers because CapOne bought HSBC's credit cards.


Once CAP1 announced that the were aquiring HSBC that pretty much killed all hopes for any kind of CLI... I do think however that HSBC kept there WORLD MC line of cards but I may be wrong 

ccpics2.jpg
Established Contributor
corymcd88
Posts: 809
Registered: ‎12-12-2011

Re: Backdoor # to Orchard?


beb86 wrote:

HiHiHiHiHiHi wrote:

It think you should use the Capital One backdoor numbers because CapOne bought HSBC's credit cards.


Once CAP1 announced that the were aquiring HSBC that pretty much killed all hopes for any kind of CLI... I do think however that HSBC kept there WORLD MC line of cards but I may be wrong 


I got a CLI after capiitaone took over on my orchard bank card, two mounts ago.

 

Walmart / SYNCB - 3,300/6,000, JCP MasterCard / SYNCB - 1,000, Dillard's / SYNCB - 3,000, Amazon / SYNCB - 1,500, Chevron / SYNCB - 1,000, Belk / SYNCB - 3,000, Aeromexico Visa / US Bank - 300, Capital One - 500/1,700, Bank Of America 123 Cash Back - 2,500, Wells Fargo - 300, AMEX ZYNC - NPSL, AMEX Gold Card - NPSL, AMEX Hilton HHonours - 2,000, USAA AMEX - 250, PenFed Platinum Rewards Visa Signature - 23,400.
Regular Contributor
rm3
Posts: 198
Registered: ‎03-02-2012

Re: Backdoor # to Orchard?

the HSBC backdoor number is no longer working

Starting EQ Fico: 536 (3/12)
Current EQ Fico: 649 (9/13)-lender pull
TU Fico: 684 (8/13) 711-lender pull 9/13
EX Fico: 646 (8/13) 655-lender pull 9/13
Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: Backdoor # to Orchard?

I called that num once a few months back, and the rep was very rude asking me how I got the number and told me to call the num on my card.

Otoh, I have had the Orchard Bank Gold card since the end of 2006. Started out with a $500 limit and a $79 af. In 2009, I got them to lower the AF to $39.

Ive not missed a payment in five or so years, nor have I exceeded my cl ever.

I have a 13.99% apr.

I 've received a requested cli once a year since acct opening, and so now I have a $1,500 cl with Orchard /C1.

My last cli was in May. I've barely used this card for the past year or so as I've gained pre cards. Idk.. They are my lowest limit besides my other C1 card. Mehh I hope they don't start sucking even more since C1 took over. I really wanna close this acct or have them waive the AF. :-(

Anyway, hope that experience helps someone lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

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