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Frequent Contributor
Posts: 297
Registered: ‎07-15-2012
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Backdoor # to Orchard?

I noticed on the back door page that people left comments about calling the backdoor # for Orchard reguarding a CLI but i dont see a number posted. Is there still a backdoor # and if so does anyone have it? ive had there card for 5 years and have always paid on time and always denied a CLI when i requested it a few times.

Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: Venture Visa SIg $20,000 l US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $9,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $12,600 | WalMart $10,000 | Paypal MC $15,000 | Cap 1 Venture WMC $10,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC 7,500 • $182,000 Revolving • 13 Personal & 2 Business CreditCards
Valued Contributor
Posts: 1,092
Registered: ‎12-12-2011
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Re: Backdoor # to Orchard?


IECredit wrote:

I noticed on the back door page that people left comments about calling the backdoor # for Orchard regarding a CLI but I dont see a number posted. Is there still a backdoor # and if so does anyone have it? ive had there card for 5 years and have always paid on time and always denied a CLI when I requested it a few times.


I have gotten a CLI every 6 mounts, I use it and always PIF each mouth and always been granted a CLI. A friend has the same card and he nerver PIF and only pays min each mouth and nerver got a CLI. I have had mine since June 2011 and him since Oct 2011. I have gotten two CLI from 320 to 470 to 620 and my friend it still at 320. My friend it close to his limit too.

 

Walmart / SYNCB - 1,000/12,000 | JCP MasterCard / SYNCB - 10,000 | Dillard's / Wells Fargo - 5,000 | Amazon / SYNCB - 1,000 | Capital One - 4,200 | Bank Of America 123 Cash Back - 12,000 | AMEX Hilton HHonours - 2,000 | PenFed Platinum Rewards Visa Signature - 30,000 | PenFed Travel Rewards AMEX - 10,000 | PenFed PLOC - 5,000 | PenFed Thrifty Credit - 500 | Discover IT - 8,800 | Wyndham / Barclays - 2,500 | Citi Simplicity - 3,800 | Amazon.com Visa Signature - 5,000 | Chase Freedom Visa Signature - $6,200.
Frequent Contributor
Posts: 297
Registered: ‎07-15-2012
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Re: Backdoor # to Orchard?

My Credit Utilization with Orchard is about 50%  due to such a low limit (250/500 limit)   I'm going to pay it down to 50$ and give it another shot.  I hope I can find a backdoor # because the customer service rep's always say the same ol same ol.

Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: Venture Visa SIg $20,000 l US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $9,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $12,600 | WalMart $10,000 | Paypal MC $15,000 | Cap 1 Venture WMC $10,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC 7,500 • $182,000 Revolving • 13 Personal & 2 Business CreditCards
Valued Contributor
Posts: 1,092
Registered: ‎12-12-2011
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Re: Backdoor # to Orchard?


IECredit wrote:

My Credit Utilization with Orchard is about 50%  due to such a low limit (250/500 limit)   I'm going to pay it down to 50$ and give it another shot.  I hope I can find a backdoor # because the customer service rep's always say the same ol same ol.


Use the HSBC Credit number in backdoor numbers. It has worked for me. Good luck.

 

Walmart / SYNCB - 1,000/12,000 | JCP MasterCard / SYNCB - 10,000 | Dillard's / Wells Fargo - 5,000 | Amazon / SYNCB - 1,000 | Capital One - 4,200 | Bank Of America 123 Cash Back - 12,000 | AMEX Hilton HHonours - 2,000 | PenFed Platinum Rewards Visa Signature - 30,000 | PenFed Travel Rewards AMEX - 10,000 | PenFed PLOC - 5,000 | PenFed Thrifty Credit - 500 | Discover IT - 8,800 | Wyndham / Barclays - 2,500 | Citi Simplicity - 3,800 | Amazon.com Visa Signature - 5,000 | Chase Freedom Visa Signature - $6,200.
New Contributor
Posts: 63
Registered: ‎07-21-2012
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Re: Backdoor # to Orchard?

It think you should use the Capital One backdoor numbers because CapOne bought HSBC's credit cards.

Scores: EQ-798 EX-802 TU-786

CC: |Amex PRG - NPSL| |Citi Simplicity - 22.6K| |CapOne No Hassle Rewards - 20K| |Chase Freedom 17.5K| |CSP 15K| |Discover IT - 7.8K| |Discover More - 6.1K| |GE PC Richard - 4.5K| |Amex Delta Gold - 3.5K| |Citi Goodyear - 2.5K| |CapOne Kohls - 1.5K| |GAP - 1.5K| |Macy's Amex - 1K| |Ann Taylor - 0.5K| |NY&C - 0.5K|
Contributor
Posts: 322
Registered: ‎10-19-2012
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Re: Backdoor # to Orchard?


IECredit wrote:

I noticed on the back door page that people left comments about calling the backdoor # for Orchard reguarding a CLI but i dont see a number posted. Is there still a backdoor # and if so does anyone have it? ive had there card for 5 years and have always paid on time and always denied a CLI when i requested it a few times.


Orchards really has a back door number?

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011
0

Re: Backdoor # to Orchard?


HiHiHiHiHiHi wrote:

It think you should use the Capital One backdoor numbers because CapOne bought HSBC's credit cards.


Once CAP1 announced that the were aquiring HSBC that pretty much killed all hopes for any kind of CLI... I do think however that HSBC kept there WORLD MC line of cards but I may be wrong 

ccpics2.jpg
Valued Contributor
Posts: 1,092
Registered: ‎12-12-2011
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Re: Backdoor # to Orchard?


beb86 wrote:

HiHiHiHiHiHi wrote:

It think you should use the Capital One backdoor numbers because CapOne bought HSBC's credit cards.


Once CAP1 announced that the were aquiring HSBC that pretty much killed all hopes for any kind of CLI... I do think however that HSBC kept there WORLD MC line of cards but I may be wrong 


I got a CLI after capiitaone took over on my orchard bank card, two mounts ago.

 

Walmart / SYNCB - 1,000/12,000 | JCP MasterCard / SYNCB - 10,000 | Dillard's / Wells Fargo - 5,000 | Amazon / SYNCB - 1,000 | Capital One - 4,200 | Bank Of America 123 Cash Back - 12,000 | AMEX Hilton HHonours - 2,000 | PenFed Platinum Rewards Visa Signature - 30,000 | PenFed Travel Rewards AMEX - 10,000 | PenFed PLOC - 5,000 | PenFed Thrifty Credit - 500 | Discover IT - 8,800 | Wyndham / Barclays - 2,500 | Citi Simplicity - 3,800 | Amazon.com Visa Signature - 5,000 | Chase Freedom Visa Signature - $6,200.
Regular Contributor
Posts: 198
Registered: ‎03-02-2012
0

Re: Backdoor # to Orchard?

the HSBC backdoor number is no longer working

Starting EQ Fico: 536 (3/12)
Current EQ Fico: 649 (9/13)-lender pull
TU Fico: 684 (8/13) 711-lender pull 9/13
EX Fico: 646 (8/13) 655-lender pull 9/13
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Backdoor # to Orchard?

I called that num once a few months back, and the rep was very rude asking me how I got the number and told me to call the num on my card.

Otoh, I have had the Orchard Bank Gold card since the end of 2006. Started out with a $500 limit and a $79 af. In 2009, I got them to lower the AF to $39.

Ive not missed a payment in five or so years, nor have I exceeded my cl ever.

I have a 13.99% apr.

I 've received a requested cli once a year since acct opening, and so now I have a $1,500 cl with Orchard /C1.

My last cli was in May. I've barely used this card for the past year or so as I've gained pre cards. Idk.. They are my lowest limit besides my other C1 card. Mehh I hope they don't start sucking even more since C1 took over. I really wanna close this acct or have them waive the AF. :-(

Anyway, hope that experience helps someone lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
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