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Just pulled my TU and EQ FICOs, as well as my TrueCredit 3-in-1 report today, and my Macy's TL is showing a balance of $85. I always PIF before the statement date (the 21st of the month), so I was surprised to see a balance on the TL.
Logged onto my account on macys.com and checked the last three statements (Oct, Sept and Aug)... all had zero balances on them. Don't know where they came up with the $85. I've only made one charge since the 21st, and it was more than $85....
writemikep wrote:
Just pulled my TU and EQ FICOs, as well as my TrueCredit 3-in-1 report today, and my Macy's TL is showing a balance of $85. I always PIF before the statement date (the 21st of the month), so I was surprised to see a balance on the TL.
Logged onto my account on macys.com and checked the last three statements (Oct, Sept and Aug)... all had zero balances on them. Don't know where they came up with the $85. I've only made one charge since the 21st, and it was more than $85....
HTSU, yes, I paid the Macy's balance down to zero before the 21st, but all of my reports are showing some unexplained $85 balance (none of my charges add up to that).
Fortunately, it isn't affecting my score (2 out of 7 revolving accounts with balance, only 1% UTIL), but it's just a little confusing.
I logged into my account, and the current balance matches my last purchase, so I don't think it's from an unauthorized charge. I'm sure it will clear up, I just can't figure out how the balance could report.