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Discover gives me a 11.3K CL and chase, whom I also banked with for since the WaMu acquisition only gives $500. I'm highly disappointed
Call the backdoor number and recon that initial CL immediately - and don't let them hard pull to do it.
to be honest, it seems like a glitch that you got $11.3k with Discover...
$500 seems like a more appropriate limit with your score.
oh wait nvm haha. I looked at your old scores.
call and harrass them; they need it! hah :-)
Me and my trigger fingers ugh. I should have followed my plan and waited for the Discover card to post before I applied. I called the backdoor # (Credit Analyst) and she stated had the Discover card posted, I'd have a higher line and suggest I apply for a CLI once the Discover posts.
Sounds like you may be getting a cli after all huh
Lol, what does your overall credit profile look like. I was also recently approved for chase for 500 after a recon, lol. I had to recon for 500, My other credit lines range from 3k-20k and chase gave me 500. In my case they said i had too many new accounts which I could understand (recent app spree) and i should have been declined but they knew my overall credit file was pretty solid so they would start me off at 500 and i should apply for a cli when my new accounts age.
At first I didnt think it was worh the aaoa hit to take a 500 card, but i figured that i might as well get it now with my other new cards and have them all age together, and i can always get a cli later.
@webhopper wrote:
It seems like chase treats their wamu clients differently. Definately try for a CLI after discover reports...
I've heard this before...previously WaMu customer. I miss WaMu. Not as many fees as Chase.