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I have around 50K CL on all my accounts together
I have only one debt of $5500 to AMEX and this month APR is starting for me so I had to apply for a 0% APR BT card.
I applied for chase slate and got $5000 so that was not enough so I applied for CITI SIMPLICITY and got $10,750
Now I'm wondering how much I should transfer to each.
I was thinking moving all to CITI is maybe better so on the chase card I could have a 0 balance ( i know citi has 3% BT fee but this is not an issue for me )
I want in the future to try to get a CLI on chase so would it be better to keep it on 0 ?
Which one of Chase and Citi is more easy to get CLI ?
What would you do in my situation ?
If it were I, I would move it all to Citi and run $0 on all other cards. Pretty sure most cards have that 3% xfer fee. I know on a regular basis my wife and I both get CLI fairly simply with Chase (though Sapphire cards)
IMHO, get the debt away from Amex - your plan sounds good, just make sure the BT is more than $11...