Valued Contributor
Posts: 1,449
Registered: ‎08-30-2011

Re: Balance Transfer time

Rackham94 wrote:

Hey you guys,


How long do balance transfers take to process?????? I started a process to BT from my Crap1 to my shiny new Chase Freedom started it on 3/31 and it is still processing and my balance has not changed on my cards

7-10 BUSINESS days in not uncommon.  I just did a BT from one account to my Chase Slate.  When I check my on line Chase account, under "pending transactions", it shows the amount being transferred to the Slate as "processing".  If you have account alerts set up at Chase, as soon as it's completed the processing, you should get an alert from your Chase Freedom account of a balance increase, assuming you've set an alert for such an action. 

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 818 EQ = 822 TU = 830 - 01/2015
Regular Contributor
Posts: 249
Registered: ‎07-21-2011

Re: Balance Transfer time

When I did a BT to my Chase Slate, it took about 7 business days to go through FROM ACTIVATION OF THE SLATE. I had entered the BT information on the app, so it seemed like it took a huge amount of time, but once the Slate was activated and set up, it only took about a week. Hope that helps! Keep paying the minimum payment on your CapOne until the BT goes through! 

Starting Score (07/2011): EQ 706 TU 709
Current Score (6/2013): EQ 740 TU 732 EX 740
Goal Score: 750+ on all 3

Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.