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Any help would be great looking for a balance transfer card with a 0% apr... might be asking a lot here ha
660 fico... and high balances...
Thanks in advance for any help.... i was looking at discover IT but have seen a lot of people get denied for that one...
Chase Slate but may have to recon the limit depending on how much you need
The downside with high utilization (assuming across the board on your CCs) that getting another CC may actually not happen as expected. Lenders are typically hesitant to extend any additional credit when your other TLs display a high proportion of balances.
@FinStar wrote:The downside with high utilization (assuming across the board on your CCs) that getting another CC may actually not happen as expected. Lenders are typically hesitant to extend any additional credit when your other TLs display a high proportion of balances.
+1. Chase would only give me $2K on a Slate with the highest APR in the bracket with high utilization. Once I dropped my utilization (no other changes aside from several months time) I was getting much higher limits with the best interest rates for cards with brackets. High utilization can be severely limiting.