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Frequent Contributor
Posts: 256
Registered: ‎02-24-2011
0

Banana Republic approval

I'm ashamed to admit I succumbed to temptation and applied for the Banana Republic credit card when I had every intention of staying in the garden for a long, long time, but at least it wasn't a wasted inquiry. I wasn't sure I'd even be approved and figured even if I was I'd get  $200 or $300. But to my surprise I got the Banana Republic Visa with a 1200 CL.

So I've been demoted back to a seedling. But soon I hope to have my bronze spade back.

Current FAKO score approx 725
Derogs Removed: LVNV, Union Bank, EOS-CCA, Zenith Acquisitions, Marigold Financial, Credit Collection Services, California Business Bureau
BK Ch 7 -- discharged 12/14
Frequent Contributor
Posts: 338
Registered: ‎02-01-2013
0

Re: Banana Republic approval

Is this their card that is all black?

Congrats
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Banana Republic approval

Yeah... This card can upgrade to a Visa version too!!! Take care of it!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
Posts: 256
Registered: ‎02-24-2011
0

Re: Banana Republic approval

I don't know. I haven't received it yet.

Current FAKO score approx 725
Derogs Removed: LVNV, Union Bank, EOS-CCA, Zenith Acquisitions, Marigold Financial, Credit Collection Services, California Business Bureau
BK Ch 7 -- discharged 12/14
Frequent Contributor
Posts: 256
Registered: ‎02-24-2011
0

Re: Banana Republic approval

I will certainly take care of it. But much to my surprise, they gave me the Visa right off the bat.

Current FAKO score approx 725
Derogs Removed: LVNV, Union Bank, EOS-CCA, Zenith Acquisitions, Marigold Financial, Credit Collection Services, California Business Bureau
BK Ch 7 -- discharged 12/14
Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: Banana Republic approval

Nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Frequent Contributor
Posts: 474
Registered: ‎04-09-2012
0

Re: Banana Republic approval

I caved in too last week.  I was in one of their outlet stores with a couple of shirts from the discount rack and the idea of an extra 15% off got me this time.  I like the idea of points to earn $10 reward cards and I shop here, at the Gap outlet and online both places plus online at Piperlime and Athleta, so I will use this card quite a bit.  I know it will grow with me.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Banana Republic approval

Oh! That's awesome!! I don't use my BR Visa much... But it def helps with my util given my $14k limit! I keep it at zero except for the occassional small charge.

You could call GE Credit Solutions if you want a higher limit!
My last clis have been from $2000-$3000-$7000-$14000!
Congrats again!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Banana Republic approval

Congrats

Frequent Contributor
Posts: 256
Registered: ‎02-24-2011
0

Re: Banana Republic approval

That's great. I'm hoping for a good CLI, but I'll probably give it six months or so before I ask. It would be great to get a limit like that!

Current FAKO score approx 725
Derogs Removed: LVNV, Union Bank, EOS-CCA, Zenith Acquisitions, Marigold Financial, Credit Collection Services, California Business Bureau
BK Ch 7 -- discharged 12/14

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