02-03-2013 11:06 AM
02-03-2013 11:50 AM
02-03-2013 11:53 AM
Thats awesome! even if you were approved for only store card version like youngandcreditworthy said it will upgrade whch is what is great about these cards beacuse you can then use it any where else and not just that store. BUT you got the VISA INSTANLY whih is marvelous!! ENJOY and ask for cli every 5 to 6 months just beacuse they wont always give it to you every 4 month.
02-03-2013 12:57 PM - edited 02-03-2013 12:59 PM
I caved in too last week. I was in one of their outlet stores with a couple of shirts from the discount rack and the idea of an extra 15% off got me this time. I like the idea of points to earn $10 reward cards and I shop here, at the Gap outlet and online both places plus online at Piperlime and Athleta, so I will use this card quite a bit. I know it will grow with me.
Ironically the 15% discount they give you is very "meh" for opening the card. The true value of the card is when they have all these 40% coupons that you can only use if you have a BR card. Plus you can use the card at Old Navy, Gap, or Piperlime and you still get 5X rewards.
On my last shopping spree, I bought $800 worth of clothing for around $300 due to various promotions that stacked (40% off and $25 off after spending $100). And it was only possible if you had a BR card. Then from that $300 I got 5X points which means $15 worth of BR rewards. It is a great card.
02-03-2013 03:07 PM
DONT WAIT 6 MONTHS.I got my credit increased every month on my ge cards.ask for dubble the limit at 1 st month.Use the card a little like 30-100$ Good luck to you and congrats
02-03-2013 09:10 PM
Thanks everyone. I'll certainly try to get those CLIs.
02-03-2013 11:53 PM
I really want to get a GERMB card---like BR Visa! But I just App'd for the Clear from AmEx on 01/05.
Is it too soon to apply for a GERMB? Are they inquiry senstive? I have about 12 inquiries from EX.
And three new accounts open in the past month (but only one reporting--Chase).
Should I wait...or apply now?
02-04-2013 08:51 AM
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