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New Contributor
FabulousDtheBruin
Posts: 93
Registered: ‎10-19-2012
0

Re: Banana Republic approval

YES!  I got approved for the Clear, Delta, and Green all in one day---2K, 2K, and NPSL respectively.  

 

My EX pull was 696 w/ like 15% UTIL, and like 8 Inq., and four new accounts within the last three months!  Awesome, huh?  

 

0% APR on the Clear for 12 months! Yayayay--guess who's going to the UK this summer after my 3X CLI?!? 

 

UPDATE: Got appoved for Paypal Extras--1K. :smileysad: Going to call right now for recon. 

AmEx BCE - 2K, Clear from AmEx - 2K, Bank of America Travel Rewards - 10K, Chase Freedom - 4.3K, U.S. Bank College Visa - $600, Discover More Card - 7K, Citi Dividend Card for Students - 2.1K, Barclay Rewards MC-2.5K, Macys Red Card-1.8K, Bank of America AmEx-15K, Banana Republic Visa-2.5K, Chase CSP-10K, Chase Saphire-5K,
Regular Contributor
SFernandez13461
Posts: 231
Registered: ‎02-24-2011
0

Re: Banana Republic approval

Fabulous, I can't say for sure, but in my experience, GE doesn't seem too inquiry sensitive. In my case, they ran TU when I applied for Wal-Mart, Banana Republic, and TJ Maxx. I opened the first account six months earlier and then two on the same day. The last application was still approved, but I had to call in to verify some information first and my credit limit wasn't as high (just 800), although I did get the Mastercard version of that as well. Hope that helps.


Starting Scores: 10/9/10 EQ 632
Current Scores: (9/5/12) EX 761 EQ 657 TU 780
Derogs Removed: LVNV, Union Bank, EOS-CCA, Zenith Acquisitions, Marigold Financial, Credit Collection Services, California Business Bureau
Working On: Portfolio Recovery Associates, Midland Credit Management, Credit One
New Contributor
FabulousDtheBruin
Posts: 93
Registered: ‎10-19-2012
0

Re: Banana Republic approval

Thank you, SFernandez! :smileyhappy:

 

I app'd for the PayPal MC and Gap Visa--and they approved me for the PayPal MC w/ $1K. :smileysad:  And the Gap...they only wanna give me the store card! :smileysad:

 

So...what should I do??

AmEx BCE - 2K, Clear from AmEx - 2K, Bank of America Travel Rewards - 10K, Chase Freedom - 4.3K, U.S. Bank College Visa - $600, Discover More Card - 7K, Citi Dividend Card for Students - 2.1K, Barclay Rewards MC-2.5K, Macys Red Card-1.8K, Bank of America AmEx-15K, Banana Republic Visa-2.5K, Chase CSP-10K, Chase Saphire-5K,
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Banana Republic approval

Congrats Fabulous!!!!!
Call GE credit and get that Paypal MC upped!!

I stilllll want that Clear!!!

Good luck!!:-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
New Contributor
FabulousDtheBruin
Posts: 93
Registered: ‎10-19-2012
0

Re: Banana Republic approval

Thank Youngandcreditworthy! :smileyhappy:

 

OMG...okay, so I need to go in the garden.  With the rate that I'm going...AmEx will not approve my 3X CLI in a month when I request.

 

When they SP, do they see my new inquiries? :smileysad:  I'm embarrased to say how many there is...it's so addicting--you get a high off of the approvals---ugh, bad Derek, bad!! :smileysad:

AmEx BCE - 2K, Clear from AmEx - 2K, Bank of America Travel Rewards - 10K, Chase Freedom - 4.3K, U.S. Bank College Visa - $600, Discover More Card - 7K, Citi Dividend Card for Students - 2.1K, Barclay Rewards MC-2.5K, Macys Red Card-1.8K, Bank of America AmEx-15K, Banana Republic Visa-2.5K, Chase CSP-10K, Chase Saphire-5K,
Senior Contributor
BearsAndTurtlesRtheBest
Posts: 3,694
Registered: ‎10-02-2012
0

Re: Banana Republic approval

@Sfernandez you got the TJMAXX MASTERCARD wiith a 800 CL!?!?! What did your profiel look like when applied?? Just curious.

Regular Contributor
SFernandez13461
Posts: 231
Registered: ‎02-24-2011
0

Re: Banana Republic approval

BearsandTurtles, they pulled TU which is really clean, but I have several newer accounts including two opened last August and two last October, and this was the second application of the day (Why do I always open accounts in pairs???). My utilization is much higher than usual at the moment too.

I'm sure it wasn't the best time to apply. I'm just glad I got my foot in the door and got the Mastercard version. It seems like they're pretty good with CLIs though.


Starting Scores: 10/9/10 EQ 632
Current Scores: (9/5/12) EX 761 EQ 657 TU 780
Derogs Removed: LVNV, Union Bank, EOS-CCA, Zenith Acquisitions, Marigold Financial, Credit Collection Services, California Business Bureau
Working On: Portfolio Recovery Associates, Midland Credit Management, Credit One
Senior Contributor
BearsAndTurtlesRtheBest
Posts: 3,694
Registered: ‎10-02-2012
0

Re: Banana Republic approval

WOW i ask beacuse I rarely see any approvals for the TJMAXXMastercard until i saw your post. But yeah 800 will grow immensley! At least you got the Mastercard! Congrats GE LOVES YOU :smileyhappy:

Regular Contributor
SFernandez13461
Posts: 231
Registered: ‎02-24-2011
0

Re: Banana Republic approval

Oh, that's funny. I thought maybe I had the tiniest limit you'd ever seen.

If GE loves me, I think the feeling is mutual. I have a few of their cards, a few with US Bank, and a few with Comenity Bank, but it seems like it's much easier to grow with GE. 


Starting Scores: 10/9/10 EQ 632
Current Scores: (9/5/12) EX 761 EQ 657 TU 780
Derogs Removed: LVNV, Union Bank, EOS-CCA, Zenith Acquisitions, Marigold Financial, Credit Collection Services, California Business Bureau
Working On: Portfolio Recovery Associates, Midland Credit Management, Credit One
Senior Contributor
BearsAndTurtlesRtheBest
Posts: 3,694
Registered: ‎10-02-2012
0

Re: Banana Republic approval

yes GE is much for easier to get appreciation from. Well congrats!! 


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