Reply
Contributor
Posts: 85
Registered: ‎03-01-2012
0

Banana Republic card CLI button showing for the first time.

[ Edited ]

I probably checked once a month online to see if the CLI button ever appeared and it always said to call.  Today I was able to input my annual income and was granted an increase.  Is it considered a soft pull?  When I tried to hit the button again, it once again allowed me to input my annual income.  I of course didn't do this a second time but it is curious that it allowed me to request another one back to back.

Valued Contributor
Posts: 1,954
Registered: ‎03-30-2012
0

Re: Banana Republic card CLI button showing for the first time.

Since it's GE, it should be a soft pull!

 

What did you start off with and what did you get?

Scores 5/13/2014: TU FICO: 639 | EQ FICO: 645| EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $2500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9950
Super Contributor
Posts: 5,474
Registered: ‎12-11-2011
0

Re: Banana Republic card CLI button showing for the first time.


Kendro wrote:

I probably checked once a month online to see if the CLI button ever appeared and it always said to call.  Today I was able to input my annual income and was granted an increase.  Is it considered a soft pull?  When I tried to hit the button again, it once again allowed me to input my annual income.  I of course didn't do this a second time but it is curious that it allowed me to request another one back to back.


All GE CLIs are SP. 

 

There have been a few threads going around, it started with the walmart card first. I guess they are really bringing back the luv button :smileyvery-happy: 

 

Congrats on your CLI. 

;
Contributor
Posts: 85
Registered: ‎03-01-2012
0

Re: Banana Republic card CLI button showing for the first time.

[ Edited ]

injustifiiable wrote:

Since it's GE, it should be a soft pull!

 

What did you start off with and what did you get?


Not a big increase at all.  I went from $4600 to $5000 and I have an income well above $50,000.

 

I first started with $1000 when I opened the card a few years back and they steadily increased to $4600 but stayed at that amount for nearly 2 years.

 

Senior Contributor
Posts: 6,260
Registered: ‎08-16-2012
0

Re: Banana Republic card CLI button showing for the first time.

99.9999% of the time, it's a sp.

Do you have any baddies on your report? That will prevent a cli or the BR Visa upgrafe. Got my upgrade after 26 months. Had a $2k limit, got a $3k limit w upgrade, then got a. Cli to $7k in August. Good luck!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.