Showing results for 
Search instead for 
Did you mean: 

Bank Americard Amerideals

Valued Contributor

Bank Americard Amerideals

I've not seen anyone post about this new offering from Bank of America.  I'm just wondering if you have found it to be fairly worthless and that's why there are no posts regarding this. 


For those of you who are unfamiliar, I am referring to: click here. 


Bank of America claims you can add on the cash back through using your BofA Credit Card OR Debit Card.  I'd love to know, from your personal experience, more about this. 

Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Message 1 of 15
Established Contributor

Re: Bank Americard Amerideals

I have it linked to my debit cards and visa card. You have to sign up for each deal individually which I think is a pain. But I used it for redbox and mcdonalds and got alittle cash back and they credited it to my checking account. Most of the places they offer to shop and eat, I dont go to.
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 2 of 15
Valued Contributor

Re: Bank Americard Amerideals

Ive used it once but thats it cuz i dont really got time to be checking the new deals and adding them
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 3 of 15
Established Contributor

Re: Bank Americard Amerideals

So far it has been fairly worthless to me.  The only one of their current partners I ever shop at is The Body Shop, 


They're going to need a lot more partners for it to really be compelling.  I make much more use of iDine and Upromise, which are the same general idea but with a much larger portfolio of partners and the ability to link ANY card (not just BoAs). This makes for some serious deals when for example you stack iDine rewards on a card that also earns significant points or cashback on dining.


Still, kudos to BoA for at least being willing to experiment and try new approaches.

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12), Total CL $1k on 2 TLs
Current: EQ 709 (CCT 2/4/15), EX 704 (CCT 2/4/15) , TU 702 (CCT 2/4/15), Total CL $110.3k on 14 TLs Goal: 740+ x3
My Wallet: Amex BCP $30k, Chase United Explorer $16k, Amex SPG $13.5k, Barclaycard Ring MC $12.5k, Chase CSP VS $12.2k, Discover it $10.5k, C1 Venture VS $6.5k, Chase Slate $3.5k, Amex Hilton Surpass $2k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Citi BestBuy $500
My Loans: Prosper $25k/36mo, Prosper $17k/36mo
My Business: Chase Ink VS $5k, Amex BRG NPSL (> 10k),
Message 4 of 15
Super Contributor

Re: Bank Americard Amerideals

I get it as text messages but none of the bdeals were worth going for. I do log on and check them though. YOu have to sign up for them all the times.I mean currently there are: Aeropostale, Autozone, 1-800 flowers, HSN



Message 5 of 15
Regular Contributor

Re: Bank Americard Amerideals

Bank Amerideals is a decent rewards program when it works. I have an eligible purchase that I'm fighting with BoA to have credited to my account. I've spent about 2hrs over three separate calls getting them to confirm the transaction is valid (but missing). Now I have to call again to have the transaction, posted to my account - since BoA claims they already paid me.

Starting Scores: 667 EQ 09/2013 | 682 TU08 01/2014 | 689 EX 06/2014(via AMEX CLI)
Current Scores: 667 EQ 09/2013 | 735 TU08 12/2016 | 748 EX 12/2016

AMEX BCE $25K | AMEX Zync NPSL | Cap1 Quicksilver MC $6.9K | Chase Southwest Visa $27K | Chase Southwest Business Visa $12K
NFCU Visa Signature cashRewards $20K | NFCU NavChek $15K | PenFed Visa Platinum Cash Rewards $5.9K | Target Visa $11K | Comenity VS $6K | Walmart $10K
Message 6 of 15
Established Contributor

Re: Bank Americard Amerideals

Yeah the BankAmeriDeals are pretty crappy but I applaud BoA for at least trying.  On the other hand I just got an Email from BoA that I get 3% cashback for the rest of the year up to $25.  Hey it's better than nothing.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 7 of 15
Established Contributor

Re: Bank Americard Amerideals


Message 8 of 15
Established Contributor

Re: Bank Americard Amerideals

I pretty much ignore the program, because all of the stores listed sell over-priced optional items.  Nothing essential and nothing at any store I regularly shop at.

Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Message 9 of 15
Established Contributor

Re: Bank Americard Amerideals

I added the Redbox deal on my card. I actually work for Redbox so I get free rentals on a daily basis, but I still used it and see the cashback is pending in my online account.

Message 10 of 15