Bank Americard Travel Rewards Card Questions

[DigitalArk]

I have been looking for a CC for overseas usage. Visa or MasterCard with chip will be ideal. The community is so helpful here! A lot of ppl have given very good suggestions.

So far I am thinkingto get the Bank of America Travel Rewards Visa card with chip. Is it a prime travel card? Do I need to bank with them to apply? Can I pay the statement balance online each month with an external checking account? Are there any hidden fees? How's their customer service? Does anyone have experiences of using it in Europe or Asia?

[tsquad131]

its a prime card, i got approved with a 5k limit a year ago. i pay with my chase online bill pay service which takes 1 business day to get there. ive only used it in canada but no problems or hidden fees. never had a problem with bank of america customer service always attentive and helpful.

[gnarlycow]

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@DigitalArk wrote:
I have been looking for a CC for overseas usage. Visa or MasterCard with chip will be ideal. The community is so helpful here! A lot of ppl have given very good suggestions.

So far I am thinkingto get the Bank of America Travel Rewards Visa card with chip. Is it a prime travel card? Do I need to bank with them to apply? Can I pay the statement balance online each month with an external checking account? Are there any hidden fees? How's their customer service? Does anyone have experiences of using it in Europe or Asia?

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It's not a bad travel card. Whether or not a prime card depends on your definition of "prime". It's not necessary to have a banking relationship with them to apply, though an exising relationship might help a tiny bit.

Yes, you can pay online with a verified external checking account. They use the trial deposit method for verification. All fees are listed on the disclosure, like almost all other cards. Mine has the EMV chip. I've only had the card for a month, but I've always had very enjoyable experices when calling BofA CSR.

[DigitalArk]

Thank you guys! I assume it also has the magnetic stripe as well so I can use it when I am in the state.
Do you need to ask for the EMV chip? Does it have Visa siggy?

[kevinjjc]

FYI, it's not chip & PIN.

[09Lexie]

ALERT!

[DigitalArk]

Haha, Lexie!

[DigitalArk]

Thank you Kevin! Can chip n Sig be used on chip n pin systems?

[myjourney]

ERT in the house 

Set away from the computer 

[DigitalArk]

ERT?