Bank Of America Opinion

[gemntheholigram]

Can anyone give me their experience with BoA........As in; how often do they update your scores. I have a few cards that update less than a week after you use it or pay it off, which helps boost my score quickly. So i'm looking for any other creditors that have quick updates.

Thanks

[Alkalinem0n0]

My BofA cards update very quickly as regards cli's and new lines of credit but as far as I know they always report what is on the last statement.

[HiLine]

They report the same day the statement closes, which is about as quick as it can get.

[migliogiorni]

+1

[DaveSignal]

They report too often actually.  They will update with current balance if they think a transaction is suspicous, if your address changes, and, occasionally, for no reason at all.

[CreditScholar]

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@DaveSignal wrote:

They report too often actually.  They will update with current balance if they think a transaction is suspicous, if your address changes, and, occasionally, for no reason at all.

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+1. Mid-cycle reporting is something many people have experienced with BofA.

[FinStar]

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@CreditScholar wrote:

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@DaveSignal wrote:

They report too often actually.  They will update with current balance if they think a transaction is suspicous, if your address changes, and, occasionally, for no reason at all.

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+1. Mid-cycle reporting is something many people have experienced with BofA.

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+2

Even if a fruit fly lands on your BofA card, it will trigger reporting.

[09Lexie]

[lithium78]

I've had my BoA card report mid-cycle once but overall they are very good about reporting a few days after the statement date. I can't really complain about them. They are my highest CL and they were the first prime card issued to me in my rebuilding process.