09-23-2012 09:34 AM
There is currently an offer for 10,000 bonus points after spending $500 on the BoA Travel Rewards card. This was a valid offer at the time I applied for the card. The CSR at the branch were I applied, however, made an error and approved me for the wrong card and then had me immediately product change over the phone while in the branch office. Somehow, this error prevented me from getting my bonus points. I talked to a BoA rep via online chat and he said that he was trying to give me the points, but the system wouldn't let him and so he opened a trouble ticket for my account. I will update here as to the results of this ticket request for my bonus points.
10-02-2012 02:17 PM
UPDATE: I found 10,000 extra rewards points in my account today! Bank of America is slow. And they don't always do things right the first time. And I wish they had Apple-TV like SDFCU does in their Apple merchandise section. But I will note that they have fixed my issue and I am happy.
10-02-2012 02:19 PM - edited 10-02-2012 02:20 PM
Did you get a FICO score with your approval on this card Dave? Sorta looking at this as my principal PC target once I hit 680 or so from my silly BOFA secured card which should be graduating in short order... not certain if the underwriting requirements are going to be higher than that though.
10-02-2012 02:23 PM
I applied for BoA and SDFCU at the same time. SDFCU definately immediately gave me an EX score of 693. I am pretty sure I got a score from BoA later in the mail and it was the same, 693.
10-02-2012 02:23 PM
10-02-2012 02:33 PM
I got it for the EMV and 0% forex fee, but the rewards are adding up faster than I expected so I have been using it more. It is 1.5 points per $1 on everything. After getting my last statement, I realized that I am on a 0% APR promotion on this card for 12 months too. SDFCU would have previously been my card to carry a balance if I had to, at 6.99% APR and 0% forex, but I will now use BoA until the promotion is over. I do like the SDFCU rewards a little better, but the BoA rewards are not bad at all.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.