04-06-2009 04:42 PM
04-17-2009 05:58 AM
04-17-2009 06:06 AM
I'm so sorry to see that happen, hauling!
04-17-2009 06:22 AM - edited 04-17-2009 06:28 AM
04-17-2009 09:56 AM
I was "adjusted" today as well. My $12k cut to $6k. Never late. Have occassionally carried balances, but was sitting at 0 for the last couple months. I have exercised it routinely, have had it to 80-90% in past, but paid off or down within 2-4 months, then mostly PIF.
04-17-2009 11:47 AM - edited 04-17-2009 11:48 AM
Here's an article that reports on the CLD trend across the board:
So far BoA hasn't CLD me yet....but this was a major reason I recently diversified to several CU's rather than relying on maintaining current CL's or getting CLI's from the bigs.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO