So let me start by saying thanks wealth of knowledge everyone of you provide on a daily basis. This is my first post by the way. Some background info.
November: applied for Amex BCE approved 2000, Citi Diamond Preferred approve 1000, Lowes approved 800, Usaa World Mastercard approved 10,000. I knew I was pushing my luck but decided to apply for the Bank of America Visa Signature Rewards. I got a 30 day message. Was wondering which was this usually goes? My Fico on score watch is 676 and my utilization is not high. AAOA is about 2 years. I have 8 inquires. I have never done a recon and all approvals have been instant. Anyways is the BOA 30 day message bad? Do I have a shot? Thanks
USAA World MasterCard 10000, American Express EBC 2000, Citi Diamond Preferred 1000, Chase Freedom Visa 1500, Lowes StoreCard 800,USAA Classic Platinum MasterCard 500, BOA 123 Visa 1000
Your FICO® score at Equifax is
676 as of December 6, 2012