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Hi everyone, I know I've already made a thread tonight, but I feel this is different enough.
Should I PC my Cash Rewards into this? I have a high limit M/C, so I could use this as a high limit Amex, plus I have Visa/Discover too, this way all bases will be covered, plus 1.25% on all purchases kicks ass. I'd go for the black one with points, not the silver with Cash Back because of the redemption threshold, but still... worth it?
Well I say do the PC, and here's why:
Your limit is currently $3500, and if you're like me and most others on these boards you would like to get CLI's whenever possible. It's pretty well documented that if your limit gets to $5000, they will convert your card to a Visa Signature card, which cause your limit to cease being reported. If you convert to Amex now, you will avoid that problem in the future.
Just my 2 cents...