Reply
New Visitor
Posts: 2
Registered: ‎11-27-2012
0

Bank of America - Authorized user

I was just added an an Authorized User on a Bank of America Credit Card with US$2,000.00 credit limit.

 

Social Security Number was provided when I was added but we have different address and last names. Will this report on my Credit report?

 

Any feedback will be highly appreciated.

Thanks...

Valued Contributor
Posts: 1,910
Registered: ‎11-17-2012
0

Re: Bank of America - Authorized user

As long as Bank of America reports authorized users, it will find you and report you!

Capital One Quicksilver World Mastercard $20k | JCPenney Gold $10k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $13.7k | Discover IT $13k | SavingStar American Express $14.8k | American Express BCE $11.3k

FICOS: EX 759 EQ 704 TU 754 VantageScore 3.0: EX 746 EQ 747 TU 747 Credit Sesame (EX) 756 Credit.com (EX) 784
New Visitor
Posts: 2
Registered: ‎11-27-2012
0

Re: Bank of America - Authorized user

I don't know if they report.

 

I was added about 2 weeks ago and their billing cycle just closed, not sure if the 22nd or the 24th. Still nothing :mansad:

Valued Contributor
Posts: 1,910
Registered: ‎11-17-2012
0

Re: Bank of America - Authorized user

Sometimes it takes a few days for it to report after statement closing to the credit bureaus. But if Bank of America never reports authorized users, you may not even see it :/ I would send a private message to BofA to see if they report authorized users!

Capital One Quicksilver World Mastercard $20k | JCPenney Gold $10k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $13.7k | Discover IT $13k | SavingStar American Express $14.8k | American Express BCE $11.3k

FICOS: EX 759 EQ 704 TU 754 VantageScore 3.0: EX 746 EQ 747 TU 747 Credit Sesame (EX) 756 Credit.com (EX) 784
Regular Contributor
Posts: 181
Registered: ‎04-21-2010
0

Re: Bank of America - Authorized user


carolinagil wrote:

I was just added an an Authorized User on a Bank of America Credit Card with US$2,000.00 credit limit.

 

Social Security Number was provided when I was added but we have different address and last names. Will this report on my Credit report?

 

Any feedback will be highly appreciated.

Thanks...


Hi and welcome!

 

Yes, my wife added me as an authorized user to her BofA Cash Rewards card and the tradeline started to report around the second month.

Current Scores (as of 04/22/13): EQ FICO=795; TU FICO =766; EX =763

BankAmericard Cash Rewards ($20,000) | Amex Platinum (NPSL) | Amex Clear ($20,000) | Amex Blue Cash ($2,500) | Chase Freedom ($11,000) | PenFed Platinum Cash Rewards ($5,000) | Barclaycard Apple ($5,000) | Discover More ($6,500) | BankAmericard Cash Rewards [Authorized User] ($15,000)
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Bank of America - Authorized user

it can take upto 60days to post 2 weeks is being a bit impatient =p 

the credit world is the slowest process known to man!


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Regular Contributor
Posts: 238
Registered: ‎10-18-2012
0

Re: Bank of America - Authorized user


distantarray wrote:

it can take upto 60days to post 2 weeks is being a bit impatient =p 

the credit world is the slowest process known to man!


Except when they are denying you! LOL!!!!!!!!:smileyvery-happy:

Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

Re: Bank of America - Authorized user

Yep! I was added to my father-in-laws on 9/3 and it showed up on my report 9/26.  :smileyhappy:

He had to make them take my SSN!

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.