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New Visitor
carolinagil
Posts: 2
Registered: ‎11-27-2012

Bank of America - Authorized user

I was just added an an Authorized User on a Bank of America Credit Card with US$2,000.00 credit limit.

 

Social Security Number was provided when I was added but we have different address and last names. Will this report on my Credit report?

 

Any feedback will be highly appreciated.

Thanks...

Established Contributor
daybreakgonesXe
Posts: 742
Registered: ‎11-17-2012

Re: Bank of America - Authorized user

As long as Bank of America reports authorized users, it will find you and report you!

 photo creditsiggy_zps3dd006fd.png
EQ FICO 730 Credit Karma (TU) 5/6/13 763 Transrisk 5/14/13 849/990 CreditSesame (EX) 5/8/13 779 Credit.com (EX) 5/7/13 758/900 FICO Estimate 760 Vantage Estimate 832/990
New Visitor
carolinagil
Posts: 2
Registered: ‎11-27-2012

Re: Bank of America - Authorized user

I don't know if they report.

 

I was added about 2 weeks ago and their billing cycle just closed, not sure if the 22nd or the 24th. Still nothing :mansad:

Established Contributor
daybreakgonesXe
Posts: 742
Registered: ‎11-17-2012

Re: Bank of America - Authorized user

Sometimes it takes a few days for it to report after statement closing to the credit bureaus. But if Bank of America never reports authorized users, you may not even see it :/ I would send a private message to BofA to see if they report authorized users!

 photo creditsiggy_zps3dd006fd.png
EQ FICO 730 Credit Karma (TU) 5/6/13 763 Transrisk 5/14/13 849/990 CreditSesame (EX) 5/8/13 779 Credit.com (EX) 5/7/13 758/900 FICO Estimate 760 Vantage Estimate 832/990
Regular Contributor
Iincognito
Posts: 181
Registered: ‎04-21-2010

Re: Bank of America - Authorized user


carolinagil wrote:

I was just added an an Authorized User on a Bank of America Credit Card with US$2,000.00 credit limit.

 

Social Security Number was provided when I was added but we have different address and last names. Will this report on my Credit report?

 

Any feedback will be highly appreciated.

Thanks...


Hi and welcome!

 

Yes, my wife added me as an authorized user to her BofA Cash Rewards card and the tradeline started to report around the second month.

Current Scores (as of 04/22/13): EQ FICO=795; TU FICO =766; EX =763

BankAmericard Cash Rewards ($20,000) | Amex Platinum (NPSL) | Amex Clear ($20,000) | Amex Blue Cash ($2,500) | Chase Freedom ($11,000) | PenFed Platinum Cash Rewards ($5,000) | Barclaycard Apple ($5,000) | Discover More ($6,500) | BankAmericard Cash Rewards [Authorized User] ($15,000)
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: Bank of America - Authorized user

it can take upto 60days to post 2 weeks is being a bit impatient =p 

the credit world is the slowest process known to man!


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Member
Fresh-Start
Posts: 91
Registered: ‎10-18-2012

Re: Bank of America - Authorized user


distantarray wrote:

it can take upto 60days to post 2 weeks is being a bit impatient =p 

the credit world is the slowest process known to man!


Except when they are denying you! LOL!!!!!!!!:smileyvery-happy:

Established Contributor
S7
Posts: 567
Registered: ‎08-24-2012

Re: Bank of America - Authorized user

Yep! I was added to my father-in-laws on 9/3 and it showed up on my report 9/26.  :smileyhappy:

He had to make them take my SSN!

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683

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