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New Visitor
Posts: 2
Registered: ‎11-27-2012
0

Bank of America - Authorized user

I was just added an an Authorized User on a Bank of America Credit Card with US$2,000.00 credit limit.

 

Social Security Number was provided when I was added but we have different address and last names. Will this report on my Credit report?

 

Any feedback will be highly appreciated.

Thanks...

Valued Contributor
Posts: 2,027
Registered: ‎11-17-2012
0

Re: Bank of America - Authorized user

As long as Bank of America reports authorized users, it will find you and report you!


Capital One Quicksilver WMC $20k | JCPenney Platinum $10k | Shell Drive for Five $800 | Chase Freedom VS $5k | TD Bank Easy Rewards VS $5k | Chase Sapphire VS $14.8k | American Express Blue Sky $13.7k | Discover IT $24k | SavingStar American Express $14.8k | American Express BCE $11.3k | Macy's American Express $7.2k | Capital One BuyPower WEMC $7.5k FICOS: EX 793 EQ 746 TU 769 VantageScore 3.0: EX 760 EQ 756 TU 760
New Visitor
Posts: 2
Registered: ‎11-27-2012
0

Re: Bank of America - Authorized user

I don't know if they report.

 

I was added about 2 weeks ago and their billing cycle just closed, not sure if the 22nd or the 24th. Still nothing Man Sad

Valued Contributor
Posts: 2,027
Registered: ‎11-17-2012
0

Re: Bank of America - Authorized user

Sometimes it takes a few days for it to report after statement closing to the credit bureaus. But if Bank of America never reports authorized users, you may not even see it :/ I would send a private message to BofA to see if they report authorized users!


Capital One Quicksilver WMC $20k | JCPenney Platinum $10k | Shell Drive for Five $800 | Chase Freedom VS $5k | TD Bank Easy Rewards VS $5k | Chase Sapphire VS $14.8k | American Express Blue Sky $13.7k | Discover IT $24k | SavingStar American Express $14.8k | American Express BCE $11.3k | Macy's American Express $7.2k | Capital One BuyPower WEMC $7.5k FICOS: EX 793 EQ 746 TU 769 VantageScore 3.0: EX 760 EQ 756 TU 760
Regular Contributor
Posts: 181
Registered: ‎04-21-2010
0

Re: Bank of America - Authorized user


carolinagil wrote:

I was just added an an Authorized User on a Bank of America Credit Card with US$2,000.00 credit limit.

 

Social Security Number was provided when I was added but we have different address and last names. Will this report on my Credit report?

 

Any feedback will be highly appreciated.

Thanks...


Hi and welcome!

 

Yes, my wife added me as an authorized user to her BofA Cash Rewards card and the tradeline started to report around the second month.

Current Scores (as of 04/22/13): EQ FICO=795; TU FICO =766; EX =763

BankAmericard Cash Rewards ($20,000) | Amex Platinum (NPSL) | Amex Clear ($20,000) | Amex Blue Cash ($2,500) | Chase Freedom ($11,000) | PenFed Platinum Cash Rewards ($5,000) | Barclaycard Apple ($5,000) | Discover More ($6,500) | BankAmericard Cash Rewards [Authorized User] ($15,000)
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Bank of America - Authorized user

it can take upto 60days to post 2 weeks is being a bit impatient =p 

the credit world is the slowest process known to man!


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Regular Contributor
Posts: 246
Registered: ‎10-18-2012
0

Re: Bank of America - Authorized user


distantarray wrote:

it can take upto 60days to post 2 weeks is being a bit impatient =p 

the credit world is the slowest process known to man!


Except when they are denying you! LOL!!!!!!!!Smiley Very Happy

Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

Re: Bank of America - Authorized user

Yep! I was added to my father-in-laws on 9/3 and it showed up on my report 9/26.  Smiley Happy

He had to make them take my SSN!

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683

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