Phone is better! Get a live person credit analyst.
@evil_ducky wrote:
@BrokaToe wrote:For those of you that have received a CLI via the love button, do they counter offer an amount if you shoot too high?
I've been told over the phone that they will always counter if they're not willing to grant the full increase amount.
Cool, cos I was thinking about hitting the luv botton and asking for either 10,000 or 5,000, was thinking if they would counter, then I may ask for the $10,000. I've also read of a lot of folks using the luv botton and receiving the 7-10 message, then they log in the next day and the increase is on their account 
@BrokaToe wrote:
@evil_ducky wrote:
@BrokaToe wrote:For those of you that have received a CLI via the love button, do they counter offer an amount if you shoot too high?
I've been told over the phone that they will always counter if they're not willing to grant the full increase amount.
Cool, cos I was thinking about hitting the luv botton and asking for either 10,000 or 5,000, was thinking if they would counter, then I may ask for the $10,000. I've also read of a lot of folks using the luv botton and receiving the 7-10 message, then they log in the next day and the increase is on their account
Like Booboo said, it's not a half-bad idea to try it over the phone with an analyst. But I haven't been denied yet, so the only difference for me so far has been having to answer their question about why I want an increase. I feel less guilty requesting it from a website that neither asks nor cares! XD If you're worried about getting the 5/7/10/whatever-day message, a CSR would be your best bet as they can give you an instant answer, and they can certainly confirm their ability to counter-offer.
And just a hint: if you do do it online, be sure to put in the new CL itself that you want, not the amount of CLI. I cheated myself out of at least $1000 worth of a line by misreading that field!
@corymcd88 wrote:Does BOA give out auto CLI's on thier accounts? Always pay in full last cli was in June 2013.
yes they do. I've had my bofa credit card for 3.5 years now and I have always gotten automatic CLI's. went from my initial $900 to $1,800. Really recently I believe it was within the past 3 months I went from $1,800 to $3,800 which is my highest limit so far.
I hit the love button last week. Initially got the 7-10 day message, but later found that my limit was increase from 17.5k to 25k. Extremely surprised by that limit...It is an Aircraft Owners and Pilot Association Bankamericard that I've had for 2 years. It used to be a worldpoints MC, but I converted it to the Cash Rewards World Mastercard recently!
It used to offer 3% back on aviation gas, but it looks like that benefit was taken away! My work use to reimburse my fuel on cross country business trips so I made a killing with Worldpoints!
It used to offer 3% back on aviation gas, but it looks like that benefit was taken away! My work use to reimburse my fuel on cross country business trips so I made a killing with Worldpoints!
Yes they do! I got a credit line increase in November, and again just this month, no initiation on my part
