Bank of America Cash Rewards Card

[afijunkie]

I have had this card for a few months now and absolutely love it. Started out with a decent SL. I ve heard about the potential growth with the card. Does BofA like heavy usage? Ive been using a lot a PIF every week. 

[Anonymous]

I appreciate the feed back! So far its been all positive reviews........

[Cashbackjunky]

@TheGeekyCreditGuy, when does that offer for the $200 bonus end?

[grillandwinemaster]

Just to add my 2 cents, I use my Bofa Cash Rewards almost exclusively for grocery stores, and the Amerideals. 

For me, having this card makes the Citi Costco Card obsolete. So far, I'm really enjoying it, and I can't wait to see how this card grows. 

[Anonymous]

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@Cashbackjunky wrote:
@Anonymous, when does that offer for the $200 bonus end?

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6/10/17.  So I have about 10 days to decide to apply or not lol. 

[Anonymous]

It's a nice card, and for those with a BOA checking account, I could see it being a great card.

For me though, I don't really use it and will likely cancel at some point. I got the Citi DC about a month after getting a secured version of the BOA Cash Rewards. Had I known I was so close to being able to get the Citi card, I wouldn't have gotten the BOA. The Citi basically makes the BOA obsolete for me. Not having a BOA checking account, I much prefer the redemption options with the Citi card. I only spend about $80 a month on gas, so the extra 1% there on the BOA really doesn't make it worth keeping it in my wallet since it would take a very long time to get the $25 minimum redemption, then a couple more weeks for the check to arrive (I hate statement credit, especially for a card I don't use very often).

[python0704]

This card is my very first card. Then I got varies cards that surpassed it's CB. Now I only use it for certain walmart instore shopping for 2.2%, just to keep the card active. It has a $25 redemption minimum. The cash back is solid but downside is it lacks the additional benefits (extended warranty, purchase protection, etc) unless you reach visa signature. And they do hard pull if you ask CLI.

[Anonymous]

I wanted to update everyone that I decided to apply today and was approved for an 18k SL!  Also the $200 after 500 spend! 

Thank you everyone for the positive feedback on this great card! 

[Cashbackjunky]

Holy cow!! 18k SL?!? Congrats bud!

Cheers!

[UncleB]

This thread is locked and closed to new messages, but don't worry... the afterparty can be found here:

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/BOA-Cash-Rewards-18kSL-Approval/m-p/4970199