Reply
Valued Contributor
Posts: 1,540
Registered: ‎01-29-2008
0

Re: Bank of America Cash Rewards Sig


jsickz32 wrote:

tray wrote:

jsickz32 wrote:
Bank of america offers WMC?

Yes, and your cl will report with this type of card..


mind telling me which one of the 3 only MC they offer is a WMC


bankamericard cash rewards 1-2-3 world mastercard, recieved an offer in the mail to apply, you will not see this particular card on boa website and my cl is reporting with this card


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Frequent Contributor
Posts: 378
Registered: ‎03-31-2012
0

Re: Bank of America Cash Rewards Sig


YahComb wrote:
Not sure which thread you are talking about. A few have the cl report in the middle of a pc to visa sig, but once it's Complete it doesn't report anymore. Id bet some boa reps tell you they can do it, only for you to check your report and find out the cl still isn't reporting.

Only guaranteed way is to PC to a world mastercard version, amex accelerated rewards, or go back to platinum.

But i guess it won't hurt to ask anyways.

How long does it take to complete the PC?  I PC'ed 3 months ago, and my limit still reports.  The only thing that changed was it moved from credit card to flexable spending card on my report.

 

I really hope my CL does not go away as I have a 15K limit, and would not enjoy the UTL freedom being taken from me. 

New Contributor
Posts: 148
Registered: ‎03-17-2012
0

Re: Bank of America Cash Rewards Sig


HiLine wrote:

I have Visa Signature with them too, and was a little disappointed that the credit limit was not going to be reported.


Actually, the best thing to do is to do a PC from Visa Signature to a World Mastercard, which reports a CL.  I did this about 6 months ago or so and it is very simple and easy to do.  If you get a CSR who says you can't, don't give up because it is definitely possible to do.  The only thing is you should wait to use up your rewards money because it won't transfer to your new World MC as it's a new account number and all.  

 

 

New Contributor
Posts: 148
Registered: ‎03-17-2012
0

Re: Bank of America Cash Rewards Sig


pdog661 wrote:
I really hope my CL does not go away as I have a 15K limit, and would not enjoy the UTL freedom being taken from me. 

My CL also was $15k when I opened my cash rewards card earlier this year and the CL did not change after PC'ing it to a World MC.  It will stay the same, nothing changes but the account number and the Visa to MC.

Established Contributor
Posts: 599
Registered: ‎03-10-2012
0

Re: Bank of America Cash Rewards Sig


pdog661 wrote:

YahComb wrote:
Not sure which thread you are talking about. A few have the cl report in the middle of a pc to visa sig, but once it's Complete it doesn't report anymore. Id bet some boa reps tell you they can do it, only for you to check your report and find out the cl still isn't reporting.

Only guaranteed way is to PC to a world mastercard version, amex accelerated rewards, or go back to platinum.

But i guess it won't hurt to ask anyways.

How long does it take to complete the PC?  I PC'ed 3 months ago, and my limit still reports.  The only thing that changed was it moved from credit card to flexable spending card on my report.

 

I really hope my CL does not go away as I have a 15K limit, and would not enjoy the UTL freedom being taken from me. 


if you pc'd three months ago id assume you have the new card by now(it only takes circa 3 weeks normally) if your visa sig is reporting the CL on your reports then congrats, i guess you're one of the lucky ones. Most people aren't so lucky, and so i still recommend  going one of the other routes if you want to be guaranteed your CL will report.

 

But like i said, it can't hurt to ask. I'm just saying CSR's have been known to say they can do things for you that they actually cannot

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Frequent Contributor
Posts: 378
Registered: ‎03-31-2012
0

Re: Bank of America Cash Rewards Sig

That's re-assuring.

 

I have had three statements cut and post varying balances.  I am going to keep my fingers crossed that limit continues to report.

 

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.