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Established Member
Posts: 61
Registered: ‎04-27-2012
0

Bank of America Cash Rewards Sig

Went through the website pre-screening tool and landed on a app for this card. Was approved for 5k.  Anybody have any feedback on this card?

I hope chase bumps up my limit to meet the other cards...

 

Thanks for all the knowledge...You are all a great. Thank You.

Amex Gold (NSL) 9/12
Chase Freedom (2200) 5/12
Citi Thank You Pref. (7000) 4/12
USAA AMEX (4000) 11/12
BOA VISA SIG CASH (5000) 12/12
Amex Gold Small Biz (NSL) 11/12
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Bank of America Cash Rewards Sig

[ Edited ]

is it the regular cash back siggy or the privilege cashback siggy? Also it seems bofa dont report cl on siggys unless you call them and tell them to

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Blogger
Posts: 3,355
Registered: ‎10-19-2012
0

Re: Bank of America Cash Rewards Sig

What do you want to know? I hope you qualify for the running bonus of $100 after $500 purchase.

Established Member
Posts: 61
Registered: ‎04-27-2012
0

Re: Bank of America Cash Rewards Sig

I think get the bonus, as it was on the header above the app. I

 

The card is the plain cash rewards, not the privilege.

 

How are they with cli? Do they auto? How long?

 

I hope they do report, as its my biggest limit and would love Chase to chase.

 

Thanks

Amex Gold (NSL) 9/12
Chase Freedom (2200) 5/12
Citi Thank You Pref. (7000) 4/12
USAA AMEX (4000) 11/12
BOA VISA SIG CASH (5000) 12/12
Amex Gold Small Biz (NSL) 11/12
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Bank of America Cash Rewards Sig

ive had my bofa since 09 and they only given me a auto cli once....it was for 500 and it was 3 months ago so  yeah....

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Blogger
Posts: 3,355
Registered: ‎10-19-2012
0

Re: Bank of America Cash Rewards Sig

I have Visa Signature with them too, and was a little disappointed that the credit limit was not going to be reported. I had two options: convert to a Platinum, or charge a lot of money on the card without paying to build up a high balance. Since I like the added benefits of the Visa Signature, I went the second route and reached the limit, then paid everything off. The intro 0% APR boosted my confidence level even though I ended up not using it, but you may find it helpful for carrying a balance while building a high balance.

Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Bank of America Cash Rewards Sig


HiLine wrote:

I have Visa Signature with them too, and was a little disappointed that the credit limit was not going to be reported. I had two options: convert to a Platinum, or charge a lot of money on the card without paying to build up a high balance. Since I like the added benefits of the Visa Signature, I went the second route and reached the limit, then paid everything off. The intro 0% APR boosted my confidence level even though I ended up not using it, but you may find it helpful for carrying a balance while building a high balance.


what if you buy something expensive just before day your statement ends and then return it after it reports lol

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Contributor
Posts: 103
Registered: ‎11-15-2007
0

Re: Bank of America Cash Rewards Sig

On the other hand, I went from a secured $500 BoA in 2009 to a 5k limit now. And just got the BoA Cash Reward Privlidge card at 10k. Theyve treated me very very well.

Established Member
Posts: 61
Registered: ‎04-27-2012
0

Re: Bank of America Cash Rewards Sig


LittleCat wrote:

On the other hand, I went from a secured $500 BoA in 2009 to a 5k limit now. And just got the BoA Cash Reward Privlidge card at 10k. Theyve treated me very very well.


Does the Privlidge report limit to CRAs?

Amex Gold (NSL) 9/12
Chase Freedom (2200) 5/12
Citi Thank You Pref. (7000) 4/12
USAA AMEX (4000) 11/12
BOA VISA SIG CASH (5000) 12/12
Amex Gold Small Biz (NSL) 11/12
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Bank of America Cash Rewards Sig

im chatting online with bofa and they say that the privilege does report the CL

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
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