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Bank of America Cash Rewards Sig

Frequent Contributor

Re: Bank of America Cash Rewards Sig


texaspete2012 wrote:

Went through the website pre-screening tool and landed on a app for this card. Was approved for 5k.  Anybody have any feedback on this card?

I hope chase bumps up my limit to meet the other cards...

 

Thanks for all the knowledge...You are all a great. Thank You.


i was approved for the same card toward the end of Sept. with a cash back reward bonus of $100 for $500 purchase within the first 3 months.

Put over $500 on the card within the first month, and within a week had my $100 reward safely direct deposited into my CU checking acct Smiley Happy

 

congrats!! 

 


BofA visa $9.4k ... BofA Cash Rewards visa sig $10k ... Cap 1 Venture1 visa sig $10k ...
Chase Freedom visa $10k ... Macy's $1.5k ... Macy's Amex $5k ... Sam's Club $6.3k
myFICOs as of 3/25/14:...EX=809 .... EQ=802....TU=787
Message 31 of 46
Regular Contributor

Re: Bank of America Cash Rewards Sig

I have it at 12k limit, they don't report the limit but you can call CS and have them start reporting the limit  if you need it, I never had any auto cli's and recently they started doing a HP mostly on TU for CLI.

I don't like how they round up points, 14.98 charge for gas got me 14 points and 2x14 bonus , where if you use Chase Freedom(when they have 5% on gas) they always round up in your favor, in this case would be 15 points +4x15 bonus   and I also have Chase exclusives 10+10% on every purchase so it piles up over time if you charge a lot like me....

BOA Cash Rewards Visa Sig. 12K; BOA Travel Rewards Visa Sig 5K, US Bank Cash+ 11.5K, AMEX BCE 6200, AMEX BLUE Sky 7K, Chase Freedom Visa Sig. 5400, Fort Knox FCU Visa Platinum 2500; CAP ONE Cash Rewards WORLD MC 5K

Starting Score: 580
Current Score: 747
Goal Score: 800+


Take the FICO Fitness Challenge
Message 32 of 46
Blogger

Re: Bank of America Cash Rewards Sig


ukimafija wrote:

I have it at 12k limit, they don't report the limit but you can call CS and have them start reporting the limit  if you need it, I never had any auto cli's and recently they started doing a HP mostly on TU for CLI.

I don't like how they round up points, 14.98 charge for gas got me 14 points and 2x14 bonus , where if you use Chase Freedom(when they have 5% on gas) they always round up in your favor, in this case would be 15 points +4x15 bonus   and I also have Chase exclusives 10+10% on every purchase so it piles up over time if you charge a lot like me....


Did you personally request that they report the limit on your card or did you know it was a possibility? I was debating whether I should request a CLI at all for my Visa Signature card; if the limit doesn't get reported, there's no point in a CLI really.

 

Message 33 of 46
Regular Contributor

Re: Bank of America Cash Rewards Sig

I did not request it for myself because I got a lot of credit available already, but we did request them to report it for my roomate and they did, you can also read this forum there was a bunch of people wanting to switch back to platinum because of that, their CS said no need for that, will will start reporting....But you have to tell them...

BOA Cash Rewards Visa Sig. 12K; BOA Travel Rewards Visa Sig 5K, US Bank Cash+ 11.5K, AMEX BCE 6200, AMEX BLUE Sky 7K, Chase Freedom Visa Sig. 5400, Fort Knox FCU Visa Platinum 2500; CAP ONE Cash Rewards WORLD MC 5K

Starting Score: 580
Current Score: 747
Goal Score: 800+


Take the FICO Fitness Challenge
Message 34 of 46
Established Contributor

Re: Bank of America Cash Rewards Sig

Not sure which thread you are talking about. A few have the cl report in the middle of a pc to visa sig, but once it's Complete it doesn't report anymore. Id bet some boa reps tell you they can do it, only for you to check your report and find out the cl still isn't reporting.

Only guaranteed way is to PC to a world mastercard version, amex accelerated rewards, or go back to platinum.

But i guess it won't hurt to ask anyways.
EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 35 of 46
Valued Contributor

Re: Bank of America Cash Rewards Sig


YahComb wrote:
Not sure which thread you are talking about. A few have the cl report in the middle of a pc to visa sig, but once it's Complete it doesn't report anymore. Id bet some boa reps tell you they can do it, only for you to check your report and find out the cl still isn't reporting.

Only guaranteed way is to PC to a world mastercard version, amex accelerated rewards, or go back to platinum.

But i guess it won't hurt to ask anyways.

+1, definitely right, visa signatures do not report, I even asked rep and stated my visa card would have to go back to platinum and reduce my cl as well to do this


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 36 of 46
Valued Contributor

Re: Bank of America Cash Rewards Sig

Bank of america offers WMC?
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 37 of 46
Valued Contributor

Re: Bank of America Cash Rewards Sig


jsickz32 wrote:
Bank of america offers WMC?

Yes, and your cl will report with this type of card..


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 38 of 46
Valued Contributor

Re: Bank of America Cash Rewards Sig


tray wrote:

jsickz32 wrote:
Bank of america offers WMC?

Yes, and your cl will report with this type of card..


mind telling me which one of the 3 only MC they offer is a WMC

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 39 of 46
Regular Contributor

Re: Bank of America Cash Rewards Sig

Here is the link for the Cash Rewards WORLD MC.  It is a Susan G. Komen theme card, you shop they donate for you and you get your CL reported hopefully.

So Cash Rewards + Good Deed  Smiley Happy

BOA Cash Rewards Visa Sig. 12K; BOA Travel Rewards Visa Sig 5K, US Bank Cash+ 11.5K, AMEX BCE 6200, AMEX BLUE Sky 7K, Chase Freedom Visa Sig. 5400, Fort Knox FCU Visa Platinum 2500; CAP ONE Cash Rewards WORLD MC 5K

Starting Score: 580
Current Score: 747
Goal Score: 800+


Take the FICO Fitness Challenge
Message 40 of 46