Bank of America Credit Card Graduation?

[CountryLivin]

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@Anonymous wrote:

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@CountryLivin wrote:

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@Anonymous wrote:

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@CountryLivin wrote:

My account has the blue hyperlink now....do you think it graduated, or do you have to call in for that? Should I hit the link? If it is a HP, I ain't touching it.......I've been gardening for 7 days and I got a long ways to go!

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BOA has been doing good things lately.  My CC was a secured one with CLI of $300 and had it graduated and approve for a product change.  So this what happened.  I called them up and ask for a graduation since I had the card for a least 14 months.  The rep said if I want graduation only and not requesting CLI then it would be a soft pull.  If I want CLI then it would be a HP.  So I opted for the graduation only with the soft pull.  Got my deposit back about a week ago. So I have my first ever unsecured Credit card.  I'm planning on hitting that "request for credit line increase" link pretty soon.  Hope this helps.  Please keep us posted on your progress

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Thanks Kento! Congratulations on getting your card unsecured! And thanks for the information.....I don't really care about an increase on mine, I just want it to graduate! LOL

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Well then just go in for the soft pull.  You want the number?  How long have you had the card.

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Kento, I have had my card 6 months. What number did you call? Do I just ask them if my card is elegible to graduate?

[RonM21]

Is 6 months a long enough period of time?

[Anonymous]

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@CountryLivin wrote:

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@Anonymous wrote:

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@CountryLivin wrote:

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@Anonymous wrote:

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@CountryLivin wrote:

My account has the blue hyperlink now....do you think it graduated, or do you have to call in for that? Should I hit the link? If it is a HP, I ain't touching it.......I've been gardening for 7 days and I got a long ways to go!

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BOA has been doing good things lately.  My CC was a secured one with CLI of $300 and had it graduated and approve for a product change.  So this what happened.  I called them up and ask for a graduation since I had the card for a least 14 months.  The rep said if I want graduation only and not requesting CLI then it would be a soft pull.  If I want CLI then it would be a HP.  So I opted for the graduation only with the soft pull.  Got my deposit back about a week ago. So I have my first ever unsecured Credit card.  I'm planning on hitting that "request for credit line increase" link pretty soon.  Hope this helps.  Please keep us posted on your progress

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Thanks Kento! Congratulations on getting your card unsecured! And thanks for the information.....I don't really care about an increase on mine, I just want it to graduate! LOL

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Well then just go in for the soft pull.  You want the number?  How long have you had the card.

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Kento, I have had my card 6 months. What number did you call? Do I just ask them if my card is elegible to graduate?

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Unfortunately I think having the card for 6 months is not enough time to be considered for account graduation. But you can certainly call them. Here's the # I called 1-866-781-2215.  Keep us posted

[jeffm4688]

I can provide a little more insight, when i clicked the button at 6 months old it gave me the normal CLI form which asked for my income, job title, etc. I filled it out and got a nice CLI a week later and reconn'd to my original request with ease - $500 to $5K. My card was also $99/500 secured.

My buddy who also has his account for 6 months and was fully secured $300/300 also showed the CLI button however upon clicking it, it asks for a further deposit to increase the limit.

From what I understand if you get a normal CLI form you probably have a decent chance at graduating.

[Namaste7]

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@CountryLivin wrote:

My account has the blue hyperlink now....do you think it graduated, or do you have to call in for that? Should I hit the link? If it is a HP, I ain't touching it.......I've been gardening for 7 days and I got a long ways to go!

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OP, did you request the CLI? Did you graduate early?