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Bank of America - Emerging Credit Platinum Plus Visa

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Anonymous
Not applicable

Bank of America - Emerging Credit Platinum Plus Visa

Hi all, I've had my BOA CC for almost a year now.
 
I've never been late. I'm trying to build my credit. I also have CO, Citi and JCP.
 
When I went to pay my BOA I noticed "emerging".
 
I'd never seen this before it was always just BOA Platinum Plus Visa. Now it say's BOA emerging credit platinum plus visa.
 
Does anyone know if this is a good or a bad thing? <worried>
 
Thanks in advance!
Message 1 of 36
35 REPLIES 35
Red1Blue
Super Contributor

Re: Bank of America - Emerging Credit Platinum Plus Visa

I read about it at some place. I think it is a new card they are offering. I dont know much about it.
Message 2 of 36
Anonymous
Not applicable

Re: Bank of America - Emerging Credit Platinum Plus Visa

Thanks Concorduser!
 
Anyone else know if this is good or bad?
Message 3 of 36
Dawn
Established Contributor

Re: Bank of America - Emerging Credit Platinum Plus Visa

Google isn't helping much here ... I found a reference that might link the new "naming" to a secured or partially secured card.  Is yours secured ... or partially secured?
 
 
Message 4 of 36
Anonymous
Not applicable

Re: Bank of America - Emerging Credit Platinum Plus Visa

Hi Dawn, thanks!
 
I've tried searching too to no avail.
 
No my card is not secured.
Message 5 of 36
Anonymous
Not applicable

Re: Bank of America - Emerging Credit Platinum Plus Visa

BTW I also did a search on BOA website and find no CC with emerging in it?!
Message 6 of 36
Dawn
Established Contributor

Re: Bank of America - Emerging Credit Platinum Plus Visa

As painful as it sometimes is to call the CCC ... you might consider giving them a call. 
Message 7 of 36
Anonymous
Not applicable

Re: Bank of America - Emerging Credit Platinum Plus Visa

I was thinking the same thing. I may write customer service and ask them.
 
Thanks for your help!
Message 8 of 36
haulingthescoreup
Moderator Emerita

Re: Bank of America - Emerging Credit Platinum Plus Visa

Sylviatob posted yesterday evening that her partially secured BofA CC, what we call a 99/500 around here, is now being called "emerging credit." Is your card partially secured?

Don't know why they would bother re-naming it. It could be something as dumb as someone's son-in-law being given a job and trying to look Useful.

I'd call CS, remembering that BofA's customer service can be wildly variable in terms of knowledge and general helpfulness. I'd say that they've already had more than a few calls!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 9 of 36
Anonymous
Not applicable

Re: Bank of America - Emerging Credit Platinum Plus Visa

LOL, Smiley Wink

Thank you for the info! No my card is not partially secured?!

Message 10 of 36
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