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Bank of America MLB WMC with LOW APR

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ddemari
Super Contributor

Bank of America MLB WMC with LOW APR

image.jpgI was at my dads the other day and he has

this on the counter. I took a looksie and was like man, thats a low apr!

he opened this card in 2004 and its his main card. I was impressed with 7.9% apr! 

 

 

Message 1 of 21
20 REPLIES 20
heyarrnold
Valued Contributor

Re: Bank of America MLB WMC with LOW APR

Nice, that's a good one!

 

Just continually ask your creditors for a lower APR. That's what I do! The BCE that I got in 2013 is at 7.24%. 

Message 2 of 21
Saleen099
Senior Contributor

Re: Bank of America MLB WMC with LOW APR

NICE!!!!!! 

Message 3 of 21
NRB525
Super Contributor

Re: Bank of America MLB WMC with LOW APR

I have a college alumni AMEX from BofA from 2006 which is 7.9% APR. It also gets monthly BT offers at 0% with a 4% fee for 18 months, which is even better Smiley Happy

It just dropped the alumni connection, now just a plain BofA AMEX with the same terms, including 1% FTF which is not bad for a no fee card.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 4 of 21
Anonymous
Not applicable

Re: Bank of America MLB WMC with LOW APR

nevermind the apr, look at the total available points! what's he going to do with all those points?

Message 5 of 21
ddemari
Super Contributor

Re: Bank of America MLB WMC with LOW APR

Lol, im not familiar with the mlb card. What are those points worth?
Message 6 of 21
Anonymous
Not applicable

Re: Bank of America MLB WMC with LOW APR


@ddemari wrote:
Lol, im not familiar with the mlb card. What are those points worth?

Curious as well.

Message 7 of 21
Anonymous
Not applicable

Re: Bank of America MLB WMC with LOW APR


@ddemari wrote:
Lol, im not familiar with the mlb card. What are those points worth?

i have no clue either, but with 14k points, it's gotta be worth at least a team hat, no? Smiley LOL

Message 8 of 21
ddemari
Super Contributor

Re: Bank of America MLB WMC with LOW APR

There website doesn't really give any info on the points unless i am looking in the wrong place
Message 9 of 21
Anonymous
Not applicable

Re: Bank of America MLB WMC with LOW APR

"Choose how you want to receive your cash. Redeem cash back into a Bank of America checking or savings account or receive a statement credit."

 

so... it could be either 14 bucks worth, or 140 bucks worth, call your dad and ask! Smiley LOL

Message 10 of 21
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