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Hello Everyone!
So not to long ago I product changed my Cash Rewards to a Travel Rewards card and had automatic payments set up on my Cash Rewards but did not realize that the automatic payments did not transfer over to my new card. Now it makes sense as it's a new card #.
I was lucky enough to catch it before the next statement and just set up a payment and auto pay. My question is would this count as a derogatory mark on my credit report? Will it also effect my history with BOA? I've never missed a payment so not sure how this works. Any feedback would be greatly appreciated
Something similar happened to me with Amazon store card. I had entered the bank account number incorrectly so my paid in full did nothing. Called immediately and explained what had happened and corrected my account number. No negatives appeared anywhere. That was Synchrony. I suggest calling Bank of America asap and explain and cite your payment record.
Good luck!
In my wallet: Capital One (secured) 1917; Quicksilver 5000; Venture 15,000; Barclay Apple Rewards 2000; CareCredit 3300; Bank of America Platinum Visa 2000; Bank of America Travel Rewards 3500; Bank of America Travel Rewards 3500; Amazon Store Card 5000; Discover 10,000. Total Credit: 51,217.
6/25-FICO: EQ - 789; TU - 776; EX - 681; GOAL: 780 across the board then 800. Gardening until further notice.