I have been getting these in the mail once a week for the past couple of months. Some say pre-selected, some say pre-approved. They all have the opt-out language on the bottom of the letters. Does anyone know how they are for approvals (initial limit, who do they pull).?
I had been throwing the offers out, but the one I got yesterdat was for a Detroit Tigers World MC, basically the 3/2/1 card with 0%BT for 15 mos, and 10.99 interest after that. Most of the others had a variable 12.99-20.99 interest rate. 10.99 is pretty decent.
CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.
Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797
