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I would wait 6 mos. if you call back and ask now they are gonna do another hp and might deny you
They usually tell you product changes will take 2-4 weeks, and it was closer to 4 weeks than 2 weeks for a lot of us. I don't have a BOA checking/savings, my card was unsecured 6/21 and the refund check got here 6/29, so not very long. If you have a BOA checking/savings they should be able to do it electronically within a couple days.
That's a little unfortunate you might have to wait 6 months for a CLI. I didn't get an auto-cli at graduation either (i was graduated early, right after i asked to PC to a secured rewards card), but after the product change was completed, i hit the CLI button and went from 1.2K to 3K(they prompted me to call for an instant decision, and i did that same day).
*** Update 8/17/2012****
I called back a week later to get CLI and it was approved for 1k using the same credit report from the previous week so no extra hard pull.
****Update 04/01/2013******
I used the love button for 5K credit limit, I was decline but I waited to get my letter in the mail. I gave the backdoor number a call and asked for a recon and was approved for the 5k credit limit.
grats. i opened 4 accounts from feb-april(and i increaed my BOA deposit in april too) so i guess it was kinda bogus to say you were ineligible for 6 months because of recent accounts. Goes to show, you can't always rely on what the first rep tells you.
Congrats!
In my view, the BofA is the best secured card and the best to build or rebuild one's credit.