cancel
Showing results for 
Search instead for 
Did you mean: 

Bank of America Secured 9 month mark!!!

Epic Contributor

Bank of America Secured 9 month mark!!!

I called today to check if it was this month or next month and it was actually today!!

After a brief hold.... well okay I started to type this while on hold... it's been about 5 minutes now.... and now 10 minutes... I'm getting very nervous, what's this mean? lol

Well it needed further processing and they said I would receive something in the mail.. OMG 

Message 1 of 8
7 REPLIES
Epic Contributor

Re: Bank of America Secured 9 month mark!!!

Does Bank of America NOT offer credit for Banruptcy.

I'm being told they will not unsecure card because of bankruptcy 

Message 2 of 8
Contributor

Re: Bank of America Secured 9 month mark!!!

I had a BK discharged in 2006.  I got a BofA fully secured card in May 2008 and it unsecured with a $500 CLI last month.
Message 3 of 8
Epic Contributor

Re: Bank of America Secured 9 month mark!!!

So do I call again and again or what?

is it because my bk is still active? ch 13 

Message 4 of 8
Super Contributor

Re: Bank of America Secured 9 month mark!!!


Creditaddict wrote:

So do I call again and again or what?

is it because my bk is still active? ch 13 


 Yes, probably it could be the reason.

Message 5 of 8
Epic Contributor

Re: Bank of America Secured 9 month mark!!!

this last guy I talked to (credit analyst) told me I should just close my account because it won't unsecure for 10 years when my bk falls off reports!
Message 6 of 8
Super Contributor

Re: Bank of America Secured 9 month mark!!!

I would not close the account. Leave it the way it is and let it age. I am sure you exit from ch 13 they might reconsider again.
Message 7 of 8
Highlighted
Contributor

Re: Bank of America Secured 9 month mark!!!


Creditaddict wrote:
this last guy I talked to (credit analyst) told me I should just close my account because it won't unsecure for 10 years when my bk falls off reports!

BoA should send that guy back to financial school.

---------------
In 1900, if a father put a roof over his family's head, he was a success.
Today, it takes a roof, deck, pool, and 4-car garage. And that's just the vacation home.
---------------
Message 8 of 8