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Mega Contributor
Creditaddict
Posts: 18,811
Registered: ‎10-23-2007

Bank of America Secured 9 month mark!!!

I called today to check if it was this month or next month and it was actually today!!

After a brief hold.... well okay I started to type this while on hold... it's been about 5 minutes now.... and now 10 minutes... I'm getting very nervous, what's this mean? lol

Well it needed further processing and they said I would receive something in the mail.. OMG 

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Mega Contributor
Creditaddict
Posts: 18,811
Registered: ‎10-23-2007

Re: Bank of America Secured 9 month mark!!!

Does Bank of America NOT offer credit for Banruptcy.

I'm being told they will not unsecure card because of bankruptcy 

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Contributor
Roxlie
Posts: 81
Registered: ‎05-02-2008

Re: Bank of America Secured 9 month mark!!!

I had a BK discharged in 2006.  I got a BofA fully secured card in May 2008 and it unsecured with a $500 CLI last month.
Mega Contributor
Creditaddict
Posts: 18,811
Registered: ‎10-23-2007

Re: Bank of America Secured 9 month mark!!!

So do I call again and again or what?

is it because my bk is still active? ch 13 

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007

Re: Bank of America Secured 9 month mark!!!


Creditaddict wrote:

So do I call again and again or what?

is it because my bk is still active? ch 13 


 Yes, probably it could be the reason.

Mega Contributor
Creditaddict
Posts: 18,811
Registered: ‎10-23-2007

Re: Bank of America Secured 9 month mark!!!

this last guy I talked to (credit analyst) told me I should just close my account because it won't unsecure for 10 years when my bk falls off reports!
Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007

Re: Bank of America Secured 9 month mark!!!

I would not close the account. Leave it the way it is and let it age. I am sure you exit from ch 13 they might reconsider again.
Contributor
mphan
Posts: 94
Registered: ‎02-02-2009

Re: Bank of America Secured 9 month mark!!!


Creditaddict wrote:
this last guy I talked to (credit analyst) told me I should just close my account because it won't unsecure for 10 years when my bk falls off reports!

BoA should send that guy back to financial school.

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