01-08-2012 05:09 PM
01-08-2012 05:14 PM
01-08-2012 05:56 PM
Yeah, I asked about it once, they said they had to since the original terms would be changing. I think it is pretty harsh, but if the card grows long-term, I'll take that trade-off.
Hrm, guess will see where I'm at come August: was debating putting more money in to increase the CL for all of the usual FICO scoring reasons, and since I'm re-financing my car at that time anyway, might as well eat the inquiry damage if putting off condo shopping till the following year (which appears to be a forgone conclusion currently).
Thanks for the heads up, any idea if it changes their graduation policy?
01-08-2012 06:00 PM
01-08-2012 06:04 PM
Yeah well I've been graduated once before with a weaker credit report and score than I have now, I suspect it'll happen again for me .
Was mostly just an idiot for letting the card lapse when it came to renew. Ah well, if I didn't have issues I wouldn't have been here to gather all these nifty bits of information from you and others, thanks again!
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